Century Next Financial Corporation (CTUY)

Century Next Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	41.39	39.05	34	25.69	24.17
Interest Income on Investments	11.19	9.44	4.51	1.28	0.17
Total Interest Income	52.58	48.49	38.51	26.96	24.34
Interest Paid on Deposits	13.41	14.86	12.79	4.57	2.28
Interest Paid on Borrowings	0.54	0.63	0.67	0.41	0.27
Total Interest Expense	13.95	15.48	13.46	4.97	2.55
Net Interest Income	38.63	33.01	25.04	21.99	21.79
Net Interest Income Growth (YoY)	17.01%	31.82%	13.88%	0.92%	5.83%
Gain (Loss) on Sale of Assets	-	-	-0	-	-
Other Non-Interest Income	1.8	1.65	1.68	2.29	2.79
Total Non-Interest Income	3.63	3.4	3.31	3.64	3.83
Non-Interest Income Growth (YoY)	6.88%	2.69%	-8.91%	-5.09%	-8.09%
Revenues Before Loan Losses	42.26	36.41	28.36	25.63	25.62
Provision for Loan Losses	0.56	0.42	0.26	0.5	2.1
Revenue	41.7	35.99	28.09	25.12	23.53
Revenue Growth (YoY)	15.85%	28.12%	11.82%	6.78%	0.93%
Salaries and Employee Benefits	12.83	12.17	11.5	10.66	10.07
Occupancy Expenses	1.31	1.23	1.28	1.22	1.19
Federal Deposit Insurance	0.41	0.42	0.44	0.18	0.12
Amortization of Goodwill & Intangibles	0.25	0.25	0.25	0.25	0.25
Selling, General & Administrative	4.57	4.2	3.58	3.55	3.36
Other Non-Interest Expense	2.88	2.62	2.61	2.39	2.23
Total Non-Interest Expense	22.36	20.92	19.72	18.24	17.28
EBT Excluding Unusual Items	19.34	15.07	8.37	6.88	6.25
Pretax Income	19.34	15.07	8.37	6.88	6.25
Income Tax Expense	3.81	2.93	1.62	1.66	1.47
Net Income	15.53	12.14	6.75	5.22	4.78
Net Income to Common	15.53	12.14	6.75	5.22	4.78
Net Income Growth	27.87%	79.86%	29.27%	9.29%	-8.34%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	2.63%	1.41%	0.73%	1.46%	0.51%
EPS (Basic)	8.48	6.72	3.77	2.94	2.73
EPS (Diluted)	8.34	6.69	3.77	2.94	2.73
EPS Growth	24.66%	77.45%	28.23%	7.70%	-8.71%
Dividend Per Share	0.750	-	0.320	0.300	0.280
Dividend Growth	-	-	6.67%	7.14%	17.60%
Effective Tax Rate	19.71%	19.43%	19.33%	24.09%	23.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.