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Citizens Bancorp of Virginia, Inc. (CZBT)
OTCMKTS · Delayed Price · Currency is USD
41.50
0.00 (0.00%)
Aug 4, 2026, 4:00 PM EST

CZBT Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
26.9525.2822.9223.0721.5117.57
Revenue Growth
13.09%10.31%-0.67%7.24%22.47%7.43%
Net Income
10.599.638.568.58.165.63
Earnings Per Share
5.034.574.054.003.832.63
EPS Growth
16.54%13.04%1.17%4.29%45.58%13.09%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
47.255.8427.9547.3482.7582.76
Total Debt
4.998.0710.125.638.57.55
Net Cash (Debt)
42.2147.7717.8341.774.2575.22
Net Cash Growth
22.36%167.92%-57.25%-43.83%-1.28%67.04%
Net Cash Per Share
20.0522.688.4219.6334.8935.22

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7.517.589.195.076.34
Capital Expenditures
--0.57-0.47-0.16-0.26-0.19
Free Cash Flow
-6.947.119.044.816.15
Free Cash Flow Growth
--2.45%-21.33%88.02%-21.83%21.97%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.28%38.10%37.36%36.82%37.94%32.03%
FCF Margin
-27.44%31.03%39.17%22.35%35.01%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.1401.1001.0701.0200.990
Dividend Per Share Growth
5.36%3.64%2.80%4.90%3.03%3.13%
Dividend Yield
2.89%3.44%3.97%4.05%4.06%5.08%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.257.437.277.257.448.71
P/FCF Ratio
-10.318.766.8112.637.97
PS Ratio
3.242.832.722.672.822.79