Skip to main content
logo
Citizens Bancorp of Virginia, Inc. (CZBT)
OTCMKTS · Delayed Price · Currency is USD
43.55
-0.44 (-1.00%)
At close: Oct 1, 2026

CZBT Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
927262626149
Market Cap Growth
37.17%14.87%1.10%1.46%23.86%-2.67%
Last Close Price
43.5532.9527.5426.2624.9219.36

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.667.437.277.257.448.71
PS Ratio
3.402.832.722.672.822.79
PB Ratio
1.100.890.931.031.220.82
P/FCF Ratio
-10.318.766.8112.637.97
P/OCF Ratio
-9.538.216.7011.997.73

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.060.100.150.090.170.13
Debt / FCF Ratio
-1.161.420.621.771.23
Net Debt / Equity Ratio
-0.51-0.60-0.27-0.70-1.49-1.25
Net Debt / FCF Ratio
--6.89-2.51-4.61-15.44-12.23
Return on Equity (ROE)
13.49%13.14%13.55%15.51%14.86%9.51%
Return on Assets (ROA)
1.86%1.70%1.55%1.51%1.43%1.06%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.55%13.46%13.75%13.79%13.44%11.48%
FCF Yield
-9.70%11.42%14.67%7.92%12.55%
Dividend Yield
2.75%3.46%4.00%4.08%4.09%5.11%
Payout Ratio
24.06%24.92%27.16%26.75%26.59%37.56%
Buyback Yield / Dilution
0.35%0.50%0.37%0.18%0.36%0.89%
Total Shareholder Return
3.10%3.96%4.37%4.26%4.46%6.00%