Citizens Bancorp of Virginia, Inc. (CZBT)
OTCMKTS · Delayed Price · Currency is USD
43.40
0.00 (0.00%)
Oct 27, 2026, 4:00 PM EDT

CZBT Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
917262626149
Market Cap Growth
30.10%14.87%1.10%1.46%23.86%-2.67%
Last Close Price
43.4032.9527.5426.2624.9219.36

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.637.437.277.257.448.71
PS Ratio
3.392.832.722.672.822.79
PB Ratio
1.090.890.931.031.220.82
P/FCF Ratio
-10.318.766.8112.637.97
P/OCF Ratio
-9.538.216.7011.997.73

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.060.100.150.090.170.13
Debt / FCF Ratio
-1.161.420.621.771.23
Net Debt / Equity Ratio
-0.51-0.60-0.27-0.70-1.49-1.25
Net Debt / FCF Ratio
--6.89-2.51-4.61-15.44-12.23
Return on Equity (ROE)
13.49%13.14%13.55%15.51%14.86%9.51%
Return on Assets (ROA)
1.86%1.70%1.55%1.51%1.43%1.06%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.59%13.46%13.75%13.79%13.44%11.48%
FCF Yield
-9.70%11.42%14.67%7.92%12.55%
Dividend Yield
2.77%3.35%3.72%3.69%3.57%4.30%
Payout Ratio
24.06%24.92%27.16%26.75%26.59%37.56%
Buyback Yield / Dilution
0.35%0.50%0.37%0.18%0.36%0.89%
Total Shareholder Return
3.12%3.85%4.10%3.87%3.93%5.19%