Embassy Bancorp, Inc. (EMYB)
OTCMKTS · Delayed Price · Currency is USD
17.00
+0.10 (0.59%)
Aug 26, 2025, 3:24 PM EDT
Embassy Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Cash & Equivalents | 91.82 | 96.52 | 78.92 | 67.3 | 169.69 | 131.91 | Upgrade |
Investment Securities | 155 | 105.19 | 77.73 | 107.94 | 89.96 | 88.41 | Upgrade |
Mortgage-Backed Securities | 173.29 | 175.64 | 198.34 | 209.05 | 220.3 | 42.53 | Upgrade |
Total Investments | 328.29 | 280.83 | 276.06 | 316.99 | 310.26 | 130.94 | Upgrade |
Gross Loans | 1,282 | 1,268 | 1,254 | 1,209 | 1,117 | 1,144 | Upgrade |
Allowance for Loan Losses | -11.91 | -12.17 | -12.46 | -12.45 | -11.48 | -10.57 | Upgrade |
Net Loans | 1,270 | 1,256 | 1,242 | 1,196 | 1,105 | 1,134 | Upgrade |
Property, Plant & Equipment | 3.17 | 9.32 | 10.23 | 11.04 | 12.69 | 12.35 | Upgrade |
Accrued Interest Receivable | 4.11 | 3.6 | 3.3 | 2.93 | 2.6 | 3.14 | Upgrade |
Long-Term Deferred Tax Assets | - | 16.82 | 14.93 | 16.82 | 3.2 | 1.84 | Upgrade |
Other Long-Term Assets | 60.89 | 41.07 | 31.47 | 28.71 | 29.62 | 28.19 | Upgrade |
Total Assets | 1,759 | 1,704 | 1,656 | 1,640 | 1,633 | 1,442 | Upgrade |
Interest Bearing Deposits | 1,079 | 1,034 | 1,009 | 1,056 | 1,089 | 877.11 | Upgrade |
Institutional Deposits | 180.77 | 167.62 | 138.77 | 82.92 | 54.74 | 85.27 | Upgrade |
Non-Interest Bearing Deposits | 350.26 | 351.37 | 328.67 | 381.81 | 323.51 | 270 | Upgrade |
Total Deposits | 1,610 | 1,553 | 1,476 | 1,521 | 1,467 | 1,232 | Upgrade |
Short-Term Borrowings | 7.93 | 20.52 | 50.24 | 13.38 | 11.25 | 13.61 | Upgrade |
Current Portion of Long-Term Debt | - | - | - | - | 14.65 | - | Upgrade |
Current Portion of Leases | - | 1.9 | - | - | - | - | Upgrade |
Accrued Interest Payable | 7.43 | 7.81 | 7.84 | 0.99 | 0.65 | 1.64 | Upgrade |
Long-Term Debt | - | - | - | - | - | 50.79 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | - | - | - | - | 14.65 | Upgrade |
Long-Term Leases | - | 4.12 | 6.6 | 7.3 | 8.9 | 9.2 | Upgrade |
Pension & Post-Retirement Benefits | - | 8.1 | 7.8 | 7.3 | 6.7 | 6 | Upgrade |
Other Long-Term Liabilities | 19.44 | 2.53 | 2.13 | 1.87 | 1.5 | 1.58 | Upgrade |
Total Liabilities | 1,645 | 1,598 | 1,551 | 1,552 | 1,511 | 1,330 | Upgrade |
Common Stock | 7.81 | 7.79 | 7.76 | 7.74 | 7.69 | 7.64 | Upgrade |
Additional Paid-In Capital | 29.14 | 28.8 | 28.25 | 27.63 | 26.96 | 26.41 | Upgrade |
Retained Earnings | 125.91 | 123.26 | 116.02 | 106.55 | 91.49 | 76.96 | Upgrade |
Treasury Stock | -2.74 | -2.74 | -2.67 | -2.54 | -2.44 | -1.77 | Upgrade |
Comprehensive Income & Other | -45.82 | -50.64 | -43.7 | -51.11 | -1.19 | 2.94 | Upgrade |
Shareholders' Equity | 114.31 | 106.48 | 105.66 | 88.28 | 122.52 | 112.17 | Upgrade |
Total Liabilities & Equity | 1,759 | 1,704 | 1,656 | 1,640 | 1,633 | 1,442 | Upgrade |
Total Debt | 7.93 | 26.54 | 56.84 | 20.68 | 34.8 | 88.26 | Upgrade |
Net Cash (Debt) | 83.89 | 69.98 | 22.09 | 46.61 | 134.89 | 43.65 | Upgrade |
Net Cash Growth | -27.87% | 216.87% | -52.62% | -65.44% | 209.02% | - | Upgrade |
Net Cash Per Share | 11.00 | 9.19 | 2.91 | 6.16 | 17.85 | 5.80 | Upgrade |
Filing Date Shares Outstanding | 7.65 | 7.64 | 7.62 | 7.6 | 7.55 | 7.54 | Upgrade |
Total Common Shares Outstanding | 7.65 | 7.63 | 7.6 | 7.59 | 7.54 | 7.53 | Upgrade |
Book Value Per Share | 14.95 | 13.96 | 13.91 | 11.64 | 16.24 | 14.90 | Upgrade |
Tangible Book Value | 114.31 | 106.48 | 105.66 | 88.28 | 122.52 | 112.17 | Upgrade |
Tangible Book Value Per Share | 14.95 | 13.96 | 13.91 | 11.64 | 16.24 | 14.90 | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.