Embassy Bancorp, Inc. (EMYB)
OTCMKTS · Delayed Price · Currency is USD
21.47
-0.02 (-0.09%)
At close: Jun 12, 2026
Embassy Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 14.55 | 13.7 | 10.44 | 12.66 | 17.7 | 16.79 |
Depreciation & Amortization | 1.07 | 1.07 | 1.15 | 0.92 | 0.88 | 0.86 |
Other Amortization | 0.43 | 0.41 | 0.31 | 0.23 | 0.18 | 0.14 |
Gain (Loss) on Sale of Assets | -0.03 | -0.03 | - | - | - | -0.1 |
Gain (Loss) on Sale of Investments | -0.94 | -1.05 | -0.92 | -0.56 | -0.41 | 0.04 |
Provision for Credit Losses | 0.08 | 0.11 | -0.43 | -0.18 | 0.9 | 0.92 |
Accrued Interest Receivable | -0.46 | -0.67 | -0.31 | -0.37 | -0.32 | 0.53 |
Change in Other Net Operating Assets | 0.5 | 0.94 | 0.58 | 0.2 | 1.15 | -0.11 |
Other Operating Activities | -1.44 | -1.4 | -1.36 | -0.82 | -1.04 | -3.25 |
Operating Cash Flow | 14.98 | 12.83 | 9.94 | 19.5 | 19.91 | 15.25 |
Operating Cash Flow Growth | 38.42% | 29.05% | -49.00% | -2.07% | 30.57% | 11.85% |
Capital Expenditures | -0.73 | -0.63 | -0.74 | -0.81 | -0.72 | -1.51 |
Investment in Securities | -14.22 | -44.18 | -12.63 | 50.87 | -69.5 | -184.59 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -23.48 | -23.43 | -14.55 | -45.37 | -92.24 | 29.88 |
Other Investing Activities | -0.01 | 0.61 | -8.24 | -1.43 | 1.15 | -0.09 |
Investing Cash Flow | -38.45 | -67.63 | -36.15 | 3.26 | -161.32 | -156.21 |
Short-Term Debt Issued | - | 4.99 | - | 36.85 | 2.13 | - |
Total Debt Issued | 5.99 | 4.99 | - | 36.85 | 2.13 | - |
Short-Term Debt Repaid | - | -15.63 | -29.72 | - | - | -2.36 |
Long-Term Debt Repaid | - | - | - | - | -14.65 | -50.79 |
Total Debt Repaid | - | -15.63 | -29.72 | - | -14.65 | -53.15 |
Net Debt Issued (Repaid) | 5.99 | -10.64 | -29.72 | 36.85 | -12.52 | -53.15 |
Issuance of Common Stock | 0.07 | 0.07 | 0.07 | 0.07 | 0.19 | 0.18 |
Repurchase of Common Stock | -4.88 | -1.92 | -0.07 | -0.13 | -0.1 | -0.67 |
Common Dividends Paid | -3.67 | -3.67 | -3.2 | -3.04 | -2.64 | -2.25 |
Net Increase (Decrease) in Deposit Accounts | 69.88 | 87.29 | 76.73 | -44.87 | 54.08 | 234.65 |
Financing Cash Flow | 67.4 | 71.13 | 43.81 | -11.13 | 39.01 | 178.75 |
Net Cash Flow | 43.93 | 16.34 | 17.6 | 11.63 | -102.4 | 37.79 |
Free Cash Flow | 14.25 | 12.2 | 9.21 | 18.69 | 19.19 | 13.74 |
Free Cash Flow Growth | 38.64% | 32.55% | -50.75% | -2.60% | 39.71% | 17.90% |
Free Cash Flow Margin | 30.13% | 26.77% | 23.13% | 44.67% | 40.21% | 30.54% |
Free Cash Flow Per Share | 1.87 | 1.60 | 1.21 | 2.46 | 2.54 | 1.82 |
Cash Interest Paid | 28.21 | 29.65 | 28.82 | 11.26 | 3.77 | 5 |
Cash Income Tax Paid | 2.9 | 2.9 | 1.98 | 3.35 | 4.27 | 4.63 |