Embassy Bancorp, Inc. (EMYB)
OTCMKTS
· Delayed Price · Currency is USD
16.40
+0.60 (3.80%)
Jun 18, 2025, 10:06 AM EDT
Embassy Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 10.79 | 10.44 | 12.66 | 17.7 | 16.79 | 12.81 | Upgrade
|
| Depreciation & Amortization | 1.14 | 1.15 | 0.92 | 0.88 | 0.86 | 0.76 | Upgrade
|
| Other Amortization | 0.33 | 0.31 | 0.23 | 0.18 | 0.14 | 0.27 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | -0.1 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.13 | -0.92 | -0.56 | -0.41 | 0.04 | 0.36 | Upgrade
|
| Provision for Credit Losses | -0.31 | -0.43 | -0.18 | 0.9 | 0.92 | 2.52 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | - | - | - | 0.06 | Upgrade
|
| Accrued Interest Receivable | -0.37 | -0.31 | -0.37 | -0.32 | 0.53 | -1.09 | Upgrade
|
| Change in Other Net Operating Assets | 0.68 | 0.58 | 0.2 | 1.15 | -0.11 | 1.7 | Upgrade
|
| Other Operating Activities | -1.24 | -1.36 | -0.82 | -1.04 | -3.25 | -2.35 | Upgrade
|
| Operating Cash Flow | 10.82 | 9.94 | 19.5 | 19.91 | 15.25 | 13.63 | Upgrade
|
| Operating Cash Flow Growth | -26.64% | -49.00% | -2.07% | 30.57% | 11.85% | -4.68% | Upgrade
|
| Capital Expenditures | -0.54 | -0.74 | -0.81 | -0.72 | -1.51 | -1.98 | Upgrade
|
| Investment in Securities | -58.99 | -12.63 | 50.87 | -69.5 | -184.59 | -38.45 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1.84 | -14.55 | -45.37 | -92.24 | 29.88 | -129.48 | Upgrade
|
| Other Investing Activities | 0.02 | -8.24 | -1.43 | 1.15 | -0.09 | -3.85 | Upgrade
|
| Investing Cash Flow | -61.35 | -36.15 | 3.26 | -161.32 | -156.21 | -173.77 | Upgrade
|
| Short-Term Debt Issued | - | - | 36.85 | 2.13 | - | 6.4 | Upgrade
|
| Long-Term Debt Issued | - | - | - | - | - | 76.69 | Upgrade
|
| Total Debt Issued | -0.16 | - | 36.85 | 2.13 | - | 83.09 | Upgrade
|
| Short-Term Debt Repaid | - | -29.72 | - | - | -2.36 | -18.07 | Upgrade
|
| Long-Term Debt Repaid | - | - | - | -14.65 | -50.79 | -11.25 | Upgrade
|
| Total Debt Repaid | -10.34 | -29.72 | - | -14.65 | -53.15 | -29.31 | Upgrade
|
| Net Debt Issued (Repaid) | -10.5 | -29.72 | 36.85 | -12.52 | -53.15 | 53.78 | Upgrade
|
| Issuance of Common Stock | 0.07 | 0.07 | 0.07 | 0.19 | 0.18 | 0.28 | Upgrade
|
| Repurchase of Common Stock | -0.07 | -0.07 | -0.13 | -0.1 | -0.67 | -0.77 | Upgrade
|
| Common Dividends Paid | -3.2 | -3.2 | -3.04 | -2.64 | -2.25 | -1.64 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 102.63 | 76.73 | -44.87 | 54.08 | 234.65 | 200.41 | Upgrade
|
| Financing Cash Flow | 88.93 | 43.81 | -11.13 | 39.01 | 178.75 | 252.06 | Upgrade
|
| Net Cash Flow | 38.39 | 17.6 | 11.63 | -102.4 | 37.79 | 91.92 | Upgrade
|
| Free Cash Flow | 10.28 | 9.21 | 18.69 | 19.19 | 13.74 | 11.65 | Upgrade
|
| Free Cash Flow Growth | -25.28% | -50.75% | -2.60% | 39.71% | 17.90% | -13.86% | Upgrade
|
| Free Cash Flow Margin | 25.26% | 23.13% | 44.67% | 40.21% | 30.54% | 30.79% | Upgrade
|
| Free Cash Flow Per Share | 1.35 | 1.21 | 2.46 | 2.54 | 1.82 | 1.55 | Upgrade
|
| Cash Interest Paid | 29.07 | 28.82 | 11.26 | 3.77 | 5 | 8.05 | Upgrade
|
| Cash Income Tax Paid | 1.99 | 1.99 | 3.35 | 4.27 | 4.63 | 3.24 | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.