Embassy Bancorp Statistics
Total Valuation
Embassy Bancorp has a market cap or net worth of 137.29 million.
| Market Cap | 137.29M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, March 17, 2026.
| Earnings Date | Mar 17, 2026 |
| Ex-Dividend Date | Jun 27, 2025 |
Share Statistics
Embassy Bancorp has 7.55 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 7.55M |
| Shares Outstanding | 7.55M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 29.50% |
| Owned by Institutions (%) | 6.06% |
| Float | 4.63M |
Valuation Ratios
The trailing PE ratio is 10.89.
| PE Ratio | 10.89 |
| Forward PE | n/a |
| PS Ratio | 3.12 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | 13.25 |
| P/OCF Ratio | 12.35 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.82%.
| Return on Equity (ROE) | 10.82% |
| Return on Assets (ROA) | 0.73% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 392,893 |
| Profits Per Employee | 114,420 |
| Employee Count | 112 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Embassy Bancorp has paid 2.67 million in taxes.
| Income Tax | 2.67M |
| Effective Tax Rate | 17.23% |
Stock Price Statistics
The stock price has increased by +10.58% in the last 52 weeks. The beta is 0.17, so Embassy Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +10.58% |
| 50-Day Moving Average | 17.70 |
| 200-Day Moving Average | 16.38 |
| Relative Strength Index (RSI) | 61.46 |
| Average Volume (20 Days) | 2,384 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.09 |
Income Statement
In the last 12 months, Embassy Bancorp had revenue of 44.00 million and earned 12.82 million in profits. Earnings per share was 1.67.
| Revenue | 44.00M |
| Gross Profit | 44.00M |
| Operating Income | 17.26M |
| Pretax Income | 15.48M |
| Net Income | 12.82M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.67 |
Balance Sheet
The company has 108.00 million in cash and 12.12 million in debt, with a net cash position of 95.88 million or 12.70 per share.
| Cash & Cash Equivalents | 108.00M |
| Total Debt | 12.12M |
| Net Cash | 95.88M |
| Net Cash Per Share | 12.70 |
| Equity (Book Value) | 122.43M |
| Book Value Per Share | 16.01 |
| Working Capital | -1.53B |
Cash Flow
In the last 12 months, operating cash flow was 11.12 million and capital expenditures -756,000, giving a free cash flow of 10.36 million.
| Operating Cash Flow | 11.12M |
| Capital Expenditures | -756,000 |
| Free Cash Flow | 10.36M |
| FCF Per Share | 1.37 |
Margins
| Gross Margin | n/a |
| Operating Margin | 39.23% |
| Pretax Margin | 35.19% |
| Profit Margin | 29.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.54% |
Dividends & Yields
This stock pays an annual dividend of 0.48, which amounts to a dividend yield of 2.64%.
| Dividend Per Share | 0.48 |
| Dividend Yield | 2.64% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 28.63% |
| Buyback Yield | -0.35% |
| Shareholder Yield | 2.28% |
| Earnings Yield | 9.33% |
| FCF Yield | 7.55% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |