Embassy Bancorp Statistics
Total Valuation
Embassy Bancorp has a market cap or net worth of 113.06 million.
| Market Cap | 113.06M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, March 28, 2025.
| Earnings Date | Mar 28, 2025 |
| Ex-Dividend Date | Jun 28, 2024 |
Share Statistics
Embassy Bancorp has 7.64 million shares outstanding. The number of shares has increased by 0.19% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 7.64M |
| Shares Change (YoY) | +0.19% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 28.76% |
| Owned by Institutions (%) | 3.00% |
| Float | 5.44M |
Valuation Ratios
The trailing PE ratio is 10.80.
| PE Ratio | 10.80 |
| Forward PE | n/a |
| PS Ratio | 2.84 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 12.28 |
| P/OCF Ratio | 11.37 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.84%.
| Return on Equity (ROE) | 9.84% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 355,375 |
| Profits Per Employee | 93,214 |
| Employee Count | 112 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +10.05% in the last 52 weeks. The beta is 0.20, so Embassy Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.20 |
| 52-Week Price Change | +10.05% |
| 50-Day Moving Average | 15.57 |
| 200-Day Moving Average | 15.65 |
| Relative Strength Index (RSI) | 6.31 |
| Average Volume (20 Days) | 356 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, Embassy Bancorp had revenue of 39.80 million and earned 10.44 million in profits. Earnings per share was 1.37.
| Revenue | 39.80M |
| Gross Profit | 39.80M |
| Operating Income | 14.24M |
| Pretax Income | 12.51M |
| Net Income | 10.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.37 |
Balance Sheet
The company has 96.52 million in cash and 26.54 million in debt, giving a net cash position of 69.98 million or 9.16 per share.
| Cash & Cash Equivalents | 96.52M |
| Total Debt | 26.54M |
| Net Cash | 69.98M |
| Net Cash Per Share | 9.16 |
| Equity (Book Value) | 106.48M |
| Book Value Per Share | 13.96 |
| Working Capital | -1.48B |
Cash Flow
In the last 12 months, operating cash flow was 9.94 million and capital expenditures -739,000, giving a free cash flow of 9.21 million.
| Operating Cash Flow | 9.94M |
| Capital Expenditures | -739,000 |
| Free Cash Flow | 9.21M |
| FCF Per Share | 1.20 |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.77% |
| Pretax Margin | 31.43% |
| Profit Margin | 26.23% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.13% |
Dividends & Yields
This stock pays an annual dividend of 0.42, which amounts to a dividend yield of 2.84%.
| Dividend Per Share | 0.42 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | 5.00% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 30.64% |
| Buyback Yield | -0.19% |
| Shareholder Yield | 2.65% |
| Earnings Yield | 9.23% |
| FCF Yield | 8.14% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |