ES Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Cash & Equivalents	36.65	26.71	32.73	38.12	59.08	Upgrade
Investment Securities	11.92	20.78	13.1	13.39	7.26	Upgrade
Mortgage-Backed Securities	-	1.56	2.12	2.66	3.93	Upgrade
Total Investments	11.92	22.34	15.22	16.04	11.19	Upgrade
Gross Loans	549.73	564.47	569.01	512.59	428.11	Upgrade
Allowance for Loan Losses	-5.14	-5.14	-5.09	-5.86	-5.87	Upgrade
Net Loans	544.59	559.33	563.92	506.73	422.24	Upgrade
Property, Plant & Equipment	9.15	10.74	12.02	13.08	11.99	Upgrade
Goodwill	0.58	0.58	0.58	0.58	0.58	Upgrade
Accrued Interest Receivable	2.65	2.63	2.63	2.02	1.83	Upgrade
Long-Term Deferred Tax Assets	-	0.34	-	-	-	Upgrade
Other Long-Term Assets	10.75	11.07	7.86	7.88	7.31	Upgrade
Total Assets	616.28	636.74	638.75	587.86	515.32	Upgrade
Interest Bearing Deposits	394.71	329.37	337.88	277.76	264.19	Upgrade
Institutional Deposits	-	51.2	48.4	42.4	20.1	Upgrade
Non-Interest Bearing Deposits	107.82	133.27	107.85	129.64	149.39	Upgrade
Total Deposits	502.54	513.83	494.13	449.8	433.69	Upgrade
Current Portion of Long-Term Debt	-	10	20	49.9	-	Upgrade
Current Portion of Leases	-	1.01	-	-	-	Upgrade
Long-Term Debt	11.82	11.79	13.71	13.67	13.8	Upgrade
Federal Home Loan Bank Debt, Long-Term	39.33	40.08	50.81	15	15	Upgrade
Long-Term Leases	5.31	5.16	6.67	7.09	5.76	Upgrade
Long-Term Deferred Tax Liabilities	-	-	0.32	0.5	-	Upgrade
Other Long-Term Liabilities	6.45	7.31	7.26	7.9	7.83	Upgrade
Total Liabilities	565.45	589.19	592.89	543.85	476.07	Upgrade
Common Stock	50.83	0.07	0.07	0.07	0.07	Upgrade
Additional Paid-In Capital	-	36.61	36.08	35.95	35.86	Upgrade
Retained Earnings	-	11.16	10.06	8.45	3.2	Upgrade
Comprehensive Income & Other	-	-0.29	-0.34	-0.47	0.12	Upgrade
Shareholders' Equity	50.83	47.55	45.86	44	39.25	Upgrade
Total Liabilities & Equity	616.28	636.74	638.75	587.86	515.32	Upgrade
Total Debt	56.46	68.04	91.19	85.66	34.56	Upgrade
Net Cash (Debt)	-19.81	-41.33	-58.46	-47.54	24.52	Upgrade
Net Cash Per Share	-2.86	-6.00	-8.62	-7.04	3.65	Upgrade
Filing Date Shares Outstanding	6.93	6.9	6.71	6.71	6.65	Upgrade
Total Common Shares Outstanding	6.93	6.9	6.71	6.71	6.65	Upgrade
Book Value Per Share	7.34	6.89	6.83	6.55	5.90	Upgrade
Tangible Book Value	50.25	46.97	45.28	43.42	38.67	Upgrade
Tangible Book Value Per Share	7.26	6.81	6.74	6.47	5.82	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.