ES Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	56.5	36.65	26.71	32.73	38.12	59.08
Investment Securities	29.71	10.75	20.78	13.1	13.39	7.26
Mortgage-Backed Securities	-	1.17	1.56	2.12	2.66	3.93
Total Investments	29.71	11.92	22.34	15.22	16.04	11.19
Gross Loans	539.44	549.73	564.47	569.01	512.59	428.11
Allowance for Loan Losses	-5.14	-5.14	-5.14	-5.09	-5.86	-5.87
Net Loans	534.29	544.59	559.33	563.92	506.73	422.24
Property, Plant & Equipment	8.81	9.15	10.74	12.02	13.08	11.99
Goodwill	0.58	0.58	0.58	0.58	0.58	0.58
Accrued Interest Receivable	2.68	2.65	2.63	2.63	2.02	1.83
Long-Term Deferred Tax Assets	-	0.71	0.34	-	-	-
Other Real Estate Owned & Foreclosed	0.06	-	-	-	-	-
Other Long-Term Assets	11.07	7.93	11.07	7.86	7.88	7.31
Total Assets	643.71	616.67	636.74	638.75	587.86	515.32
Interest Bearing Deposits	422.87	347.57	365.14	337.88	277.76	264.19
Institutional Deposits	-	49	51.2	48.4	42.4	20.1
Non-Interest Bearing Deposits	103.81	105.97	97.49	107.85	129.64	149.39
Total Deposits	526.67	502.54	513.83	494.13	449.8	433.69
Current Portion of Long-Term Debt	-	13	10	20	49.9	-
Current Portion of Leases	-	1.04	-	-	-	-
Long-Term Debt	11.34	11.82	11.79	13.71	13.67	13.8
Federal Home Loan Bank Debt, Long-Term	39.13	26.33	40.08	50.81	15	15
Long-Term Leases	5.08	4.27	6.17	6.67	7.09	5.76
Long-Term Deferred Tax Liabilities	-	-	-	0.32	0.5	-
Other Long-Term Liabilities	9.52	6.84	7.31	7.26	7.9	7.83
Total Liabilities	591.75	565.83	589.19	592.89	543.85	476.07
Common Stock	51.97	0.07	0.07	0.07	0.07	0.07
Additional Paid-In Capital	-	36.93	36.61	36.08	35.95	35.86
Retained Earnings	-	14.04	11.16	10.06	8.45	3.2
Comprehensive Income & Other	-	-0.21	-0.29	-0.34	-0.47	0.12
Shareholders' Equity	51.97	50.83	47.55	45.86	44	39.25
Total Liabilities & Equity	643.71	616.67	636.74	638.75	587.86	515.32
Total Debt	55.56	56.46	68.04	91.19	85.66	34.56
Net Cash (Debt)	0.95	-19.81	-41.33	-58.46	-47.54	24.52
Net Cash Per Share	0.14	-2.84	-6.00	-8.62	-7.04	3.65
Filing Date Shares Outstanding	6.93	6.93	6.9	6.71	6.71	6.65
Total Common Shares Outstanding	6.93	6.93	6.9	6.71	6.71	6.65
Book Value Per Share	7.50	7.34	6.89	6.83	6.55	5.90
Tangible Book Value	51.38	50.25	46.97	45.28	43.42	38.67
Tangible Book Value Per Share	7.42	7.25	6.81	6.74	6.47	5.82

Source: S&P Global Market Intelligence. Banks template. Financial Sources.