ES Bancshares, Inc. (ESBS)
OTCMKTS · Delayed Price · Currency is USD
8.42
+0.07 (0.84%)
Oct 23, 2026, 2:50 PM EDT
ES Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 22.17 | 36.65 | 26.71 | 32.73 | 38.12 | 59.08 |
Investment Securities | 33.4 | 10.75 | 20.78 | 13.1 | 13.39 | 7.26 |
Mortgage-Backed Securities | - | 1.17 | 1.56 | 2.12 | 2.66 | 3.93 |
Total Investments | 33.4 | 11.92 | 22.34 | 15.22 | 16.04 | 11.19 |
Gross Loans | 523.29 | 549.73 | 564.47 | 569.01 | 512.59 | 428.11 |
Allowance for Loan Losses | -5.12 | -5.14 | -5.14 | -5.09 | -5.86 | -5.87 |
Net Loans | 518.17 | 544.59 | 559.33 | 563.92 | 506.73 | 422.24 |
Property, Plant & Equipment | 8.06 | 9.15 | 10.74 | 12.02 | 13.08 | 11.99 |
Goodwill | 0.58 | 0.58 | 0.58 | 0.58 | 0.58 | 0.58 |
Accrued Interest Receivable | 3.03 | 2.65 | 2.63 | 2.63 | 2.02 | 1.83 |
Long-Term Deferred Tax Assets | - | 0.71 | 0.34 | - | - | - |
Other Long-Term Assets | 10.67 | 7.93 | 11.07 | 7.86 | 7.88 | 7.31 |
Total Assets | 596.09 | 616.67 | 636.74 | 638.75 | 587.86 | 515.32 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 372.93 | 347.57 | 365.14 | 337.88 | 277.76 | 264.19 |
Institutional Deposits | - | 49 | 51.2 | 48.4 | 42.4 | 20.1 |
Non-Interest Bearing Deposits | 118.11 | 105.97 | 97.49 | 107.85 | 129.64 | 149.39 |
Total Deposits | 491.04 | 502.54 | 513.83 | 494.13 | 449.8 | 433.69 |
Current Portion of Long-Term Debt | - | 13 | 10 | 20 | 49.9 | - |
Current Portion of Leases | - | 1.04 | - | - | - | - |
Long-Term Debt | 11.36 | 11.82 | 11.79 | 13.71 | 13.67 | 13.8 |
Federal Home Loan Bank Debt, Long-Term | 25.74 | 26.33 | 40.08 | 50.81 | 15 | 15 |
Long-Term Leases | 4.62 | 4.27 | 6.17 | 6.67 | 7.09 | 5.76 |
Long-Term Deferred Tax Liabilities | - | - | - | 0.32 | 0.5 | - |
Other Long-Term Liabilities | 9.77 | 6.84 | 7.31 | 7.26 | 7.9 | 7.83 |
Total Liabilities | 542.52 | 565.83 | 589.19 | 592.89 | 543.85 | 476.07 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 53.57 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
Additional Paid-In Capital | - | 36.93 | 36.61 | 36.08 | 35.95 | 35.86 |
Retained Earnings | - | 14.04 | 11.16 | 10.06 | 8.45 | 3.2 |
Comprehensive Income & Other | - | -0.21 | -0.29 | -0.34 | -0.47 | 0.12 |
Shareholders' Equity | 53.57 | 50.83 | 47.55 | 45.86 | 44 | 39.25 |
Total Liabilities & Equity | 596.09 | 616.67 | 636.74 | 638.75 | 587.86 | 515.32 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 41.72 | 56.46 | 68.04 | 91.19 | 85.66 | 34.56 |
Net Cash (Debt) | -19.55 | -19.81 | -41.33 | -58.46 | -47.54 | 24.52 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -2.84 | -2.84 | -6.00 | -8.62 | -7.04 | 3.65 |
Filing Date Shares Outstanding | 6.89 | 6.93 | 6.9 | 6.71 | 6.71 | 6.65 |
Total Common Shares Outstanding | 6.89 | 6.93 | 6.9 | 6.71 | 6.71 | 6.65 |
Book Value Per Share | 7.78 | 7.34 | 6.89 | 6.83 | 6.55 | 5.90 |
Tangible Book Value | 52.99 | 50.25 | 46.97 | 45.28 | 43.42 | 38.67 |
Tangible Book Value Per Share | 7.69 | 7.25 | 6.81 | 6.74 | 6.47 | 5.82 |