ES Bancshares, Inc. (ESBS)

ES Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	2.88	1.1	1.47	5.25	4.63
Depreciation & Amortization	1.7	1.34	1.95	1.71	1.38
Other Amortization	0.89	0.4	-0.47	0.35	2.05
Gain (Loss) on Sale of Assets	-	-	-0.05	-1.99	-
Provision for Credit Losses	-0.04	0.01	0.02	-0.08	0.67
Accrued Interest Receivable	-0.02	-0	-0.61	-0.19	0.6
Change in Other Net Operating Assets	2.06	-4.27	0.84	-1.65	-1.99
Other Operating Activities	-0.78	-0.21	-0.94	-0.15	0.34
Operating Cash Flow	6.57	-1.71	1.91	3.29	7.19
Operating Cash Flow Growth	-	-	-41.88%	-54.29%	-15.12%
Capital Expenditures	-0.1	-0.07	-0.42	-1.18	-2.75
Investment in Securities	10.78	-6.81	0.78	-5.67	-4.89
Divestitures	-	-	-	-55.82	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	14.88	4.1	-56.74	-93.91	4.28
Other Investing Activities	-0.49	0.86	0.39	-2.18	-4.46
Investing Cash Flow	25.06	-1.92	-55.99	-158.76	-7.82
Short-Term Debt Issued	-	-	-	49.73	-
Long-Term Debt Issued	0.22	0.3	5.91	0.91	-
Total Debt Issued	0.22	0.3	5.91	50.64	-
Short-Term Debt Repaid	-	-	-	-	-15
Long-Term Debt Repaid	-10.76	-22.48	-1.54	-	-46.49
Total Debt Repaid	-10.76	-22.48	-1.54	-	-61.49
Net Debt Issued (Repaid)	-10.53	-22.18	4.36	50.64	-61.49
Issuance of Common Stock	0.13	0.53	-	0.05	-
Repurchase of Common Stock	-0.01	-0.15	-	-	-
Net Increase (Decrease) in Deposit Accounts	-11.3	19.41	44.33	83.83	58.67
Financing Cash Flow	-21.7	-2.39	48.69	134.51	-2.82
Net Cash Flow	9.93	-6.02	-5.39	-20.96	-3.46
Free Cash Flow	6.47	-1.77	1.5	2.11	4.44
Free Cash Flow Growth	-	-	-29.15%	-52.43%	-44.85%
Free Cash Flow Margin	34.34%	-11.55%	8.82%	10.23%	24.01%
Free Cash Flow Per Share	0.93	-0.26	0.22	0.31	0.66
Cash Interest Paid	15.25	17.59	12.58	3.6	2.85
Cash Income Tax Paid	1.47	0.41	0.69	1.72	0.87

Source: S&P Global Market Intelligence. Banks template. Financial Sources.