FCN Banc Corp. (FBVI)

FCN Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	14.24	28.71	22.47	17.5	13.67	39.12
Investment Securities	221.81	203.02	209.59	222.33	270.75	176.03
Mortgage-Backed Securities	-	29.55	34.36	40.25	61.39	57.83
Total Investments	221.81	232.57	243.95	262.59	332.14	233.86
Gross Loans	497.69	490.82	482.09	430.2	338.14	365.92
Allowance for Loan Losses	-6.24	-6.37	-6.21	-4.96	-5.2	-4.81
Other Adjustments to Gross Loans	-	-1.28	-1.17	-0.97	-0.69	-0.97
Net Loans	491.45	483.17	474.71	424.27	332.25	360.14
Property, Plant & Equipment	10.18	10.37	11.55	11.79	11.85	9.75
Goodwill	-	5.69	5.69	5.69	5.69	5.69
Loans Held for Sale	-	0.33	0.8	0.84	4.5	11.82
Accrued Interest Receivable	3.45	3.33	3.42	3.02	2.62	2.66
Other Current Assets	-	2.79	2.7	3.29	3.51	2.89
Long-Term Deferred Tax Assets	-	9.5	8.53	10.08	0.4	-
Other Real Estate Owned & Foreclosed	-	-	-	-	0.04	0.02
Other Long-Term Assets	36.17	18.65	18.27	17.91	17.32	17.26
Total Assets	777.3	795.11	792.08	756.97	723.99	683.21
Interest Bearing Deposits	693.36	492.01	508.95	460.61	465.59	419.62
Institutional Deposits	-	74.4	58.3	51.3	21.8	27.3
Non-Interest Bearing Deposits	-	141.32	140.71	145.83	137.25	131.77
Total Deposits	693.36	707.73	707.96	657.74	624.64	578.68
Short-Term Borrowings	24.79	31.2	26.83	18.39	19.73	15.95
Current Income Taxes Payable	-	-	0.48	0.01	-	0.18
Accrued Interest Payable	2.4	2.93	2.12	0.84	0.63	0.75
Other Current Liabilities	-	0.59	0.59	0.66	0.65	0.6
Long-Term Debt	-	-	-	-	-	3.25
Federal Home Loan Bank Debt, Long-Term	-	-	-	35	-	6
Long-Term Leases	-	-	-	-	-	0.95
Pension & Post-Retirement Benefits	-	0.64	0.69	0.73	0.78	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.56
Other Long-Term Liabilities	3.74	2.52	2.38	2.53	2.79	3.51
Total Liabilities	724.28	745.6	741.04	715.89	649.21	610.41
Common Stock	11.18	11.29	11.35	11.36	11.46	11.46
Additional Paid-In Capital	6.95	7.34	7.57	7.63	8.28	8.28
Retained Earnings	64.25	62.52	60.63	58.99	55.33	49.51
Treasury Stock	-1.93	-1.93	-1.93	-2.02	-2.1	-2.1
Comprehensive Income & Other	-27.43	-29.7	-26.57	-34.88	1.81	5.65
Shareholders' Equity	53.01	49.51	51.04	41.08	74.78	72.8
Total Liabilities & Equity	777.3	795.11	792.08	756.97	723.99	683.21
Total Debt	24.79	31.2	26.83	53.39	19.73	26.15
Net Cash (Debt)	-10.55	-2.48	-4.36	-35.89	-6.06	12.97
Net Cash Growth	-	-	-	-	-	5.78%
Net Cash Per Share	-6.17	-1.45	-2.53	-20.76	-3.49	7.60
Filing Date Shares Outstanding	1.71	1.71	1.72	1.77	1.74	1.74
Total Common Shares Outstanding	1.71	1.71	1.72	1.77	1.74	1.74
Book Value Per Share	31.06	28.90	29.63	23.17	43.05	41.91
Tangible Book Value	53.01	43.82	45.35	35.39	69.08	67.11
Tangible Book Value Per Share	31.06	25.57	26.33	19.96	39.77	38.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.