FCN Banc Corp. (FBVI)

FCN Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	23.83	28.71	22.47	17.5	13.67
Investment Securities	216.58	203.02	209.59	222.33	270.75
Mortgage-Backed Securities	-	29.55	34.36	40.25	61.39
Total Investments	216.58	232.57	243.95	262.59	332.14
Gross Loans	511.73	490.82	482.09	430.2	338.14
Allowance for Loan Losses	-6.21	-6.37	-6.21	-4.96	-5.2
Other Adjustments to Gross Loans	-	-1.28	-1.17	-0.97	-0.69
Net Loans	505.51	483.17	474.71	424.27	332.25
Property, Plant & Equipment	10.01	10.37	11.55	11.79	11.85
Goodwill	-	5.69	5.69	5.69	5.69
Loans Held for Sale	-	0.33	0.8	0.84	4.5
Accrued Interest Receivable	3.44	3.33	3.42	3.02	2.62
Other Current Assets	-	2.79	2.7	3.29	3.51
Long-Term Deferred Tax Assets	-	9.5	8.53	10.08	0.4
Other Real Estate Owned & Foreclosed	-	-	-	-	0.04
Other Long-Term Assets	33.88	18.65	18.27	17.91	17.32
Total Assets	793.26	795.11	792.08	756.97	723.99
Interest Bearing Deposits	682.97	492.01	508.95	460.61	465.59
Institutional Deposits	-	74.4	58.3	51.3	21.8
Non-Interest Bearing Deposits	-	141.32	140.71	145.83	137.25
Total Deposits	682.97	707.73	707.96	657.74	624.64
Short-Term Borrowings	40.13	31.2	26.83	18.39	19.73
Current Income Taxes Payable	-	-	0.48	0.01	-
Accrued Interest Payable	2.56	2.93	2.12	0.84	0.63
Other Current Liabilities	-	0.59	0.59	0.66	0.65
Federal Home Loan Bank Debt, Long-Term	-	-	-	35	-
Pension & Post-Retirement Benefits	-	0.64	0.69	0.73	0.78
Other Long-Term Liabilities	4.3	2.52	2.38	2.53	2.79
Total Liabilities	729.95	745.6	741.04	715.89	649.21
Common Stock	11.16	11.29	11.35	11.36	11.46
Additional Paid-In Capital	6.89	7.34	7.57	7.63	8.28
Retained Earnings	66.29	62.52	60.63	58.99	55.33
Treasury Stock	-1.93	-1.93	-1.93	-2.02	-2.1
Comprehensive Income & Other	-19.11	-29.7	-26.57	-34.88	1.81
Shareholders' Equity	63.31	49.51	51.04	41.08	74.78
Total Liabilities & Equity	793.26	795.11	792.08	756.97	723.99
Total Debt	40.13	31.2	26.83	53.39	19.73
Net Cash (Debt)	-16.3	-2.48	-4.36	-35.89	-6.06
Net Cash Per Share	-9.59	-1.45	-2.53	-20.76	-3.49
Filing Date Shares Outstanding	1.69	1.71	1.72	1.77	1.74
Total Common Shares Outstanding	1.69	1.71	1.72	1.77	1.74
Book Value Per Share	37.40	28.90	29.63	23.17	43.05
Tangible Book Value	63.31	43.82	45.35	35.39	69.08
Tangible Book Value Per Share	37.40	25.57	26.33	19.96	39.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.