FCN Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	13.28	28.71	22.47	17.5	13.67	39.12
Investment Securities	220.76	203.02	209.59	222.33	270.75	176.03
Mortgage-Backed Securities	-	29.55	34.36	40.25	61.39	57.83
Total Investments	220.76	232.57	243.95	262.59	332.14	233.86
Gross Loans	499.26	490.82	482.09	430.2	338.14	365.92
Allowance for Loan Losses	-6.21	-6.37	-6.21	-4.96	-5.2	-4.81
Other Adjustments to Gross Loans	-	-1.28	-1.17	-0.97	-0.69	-0.97
Net Loans	493.05	483.17	474.71	424.27	332.25	360.14
Property, Plant & Equipment	10.05	10.37	11.55	11.79	11.85	9.75
Goodwill	-	5.69	5.69	5.69	5.69	5.69
Loans Held for Sale	-	0.33	0.8	0.84	4.5	11.82
Accrued Interest Receivable	3.5	3.33	3.42	3.02	2.62	2.66
Other Current Assets	-	2.79	2.7	3.29	3.51	2.89
Long-Term Deferred Tax Assets	-	9.5	8.53	10.08	0.4	-
Other Real Estate Owned & Foreclosed	-	-	-	-	0.04	0.02
Other Long-Term Assets	34.72	18.65	18.27	17.91	17.32	17.26
Total Assets	775.35	795.11	792.08	756.97	723.99	683.21
Interest Bearing Deposits	675.54	492.01	508.95	460.61	465.59	419.62
Institutional Deposits	-	74.4	58.3	51.3	21.8	27.3
Non-Interest Bearing Deposits	-	141.32	140.71	145.83	137.25	131.77
Total Deposits	675.54	707.73	707.96	657.74	624.64	578.68
Short-Term Borrowings	34.25	31.2	26.83	18.39	19.73	15.95
Current Income Taxes Payable	-	-	0.48	0.01	-	0.18
Accrued Interest Payable	2.6	2.93	2.12	0.84	0.63	0.75
Other Current Liabilities	-	0.59	0.59	0.66	0.65	0.6
Long-Term Debt	-	-	-	-	-	3.25
Federal Home Loan Bank Debt, Long-Term	-	-	-	35	-	6
Long-Term Leases	-	-	-	-	-	0.95
Pension & Post-Retirement Benefits	-	0.64	0.69	0.73	0.78	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.56
Other Long-Term Liabilities	3.84	2.52	2.38	2.53	2.79	3.51
Total Liabilities	716.23	745.6	741.04	715.89	649.21	610.41
Common Stock	11.16	11.29	11.35	11.36	11.46	11.46
Additional Paid-In Capital	6.91	7.34	7.57	7.63	8.28	8.28
Retained Earnings	65.22	62.52	60.63	58.99	55.33	49.51
Treasury Stock	-1.93	-1.93	-1.93	-2.02	-2.1	-2.1
Comprehensive Income & Other	-22.24	-29.7	-26.57	-34.88	1.81	5.65
Shareholders' Equity	59.12	49.51	51.04	41.08	74.78	72.8
Total Liabilities & Equity	775.35	795.11	792.08	756.97	723.99	683.21
Total Debt	34.25	31.2	26.83	53.39	19.73	26.15
Net Cash (Debt)	-20.97	-2.48	-4.36	-35.89	-6.06	12.97
Net Cash Growth	-	-	-	-	-	5.78%
Net Cash Per Share	-12.30	-1.45	-2.53	-20.76	-3.49	7.60
Filing Date Shares Outstanding	1.69	1.71	1.72	1.77	1.74	1.74
Total Common Shares Outstanding	1.69	1.71	1.72	1.77	1.74	1.74
Book Value Per Share	34.92	28.90	29.63	23.17	43.05	41.91
Tangible Book Value	59.12	43.82	45.35	35.39	69.08	67.11
Tangible Book Value Per Share	34.92	25.57	26.33	19.96	39.77	38.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.