FCN Banc Corp. (FBVI)

FCN Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	31.28	30.62	28.65	24.63	16.85	16.06
Interest Income on Investments	4.72	4.91	5.8	5.26	5.74	5.2
Total Interest Income	36	35.53	34.45	29.89	22.58	21.25
Interest Paid on Deposits	12.94	13.5	14.29	10.02	3.01	2.77
Interest Paid on Borrowings	0.98	0.94	2.76	1.7	0.55	0.4
Total Interest Expense	13.92	14.44	17.05	11.72	3.57	3.17
Net Interest Income	22.07	21.1	17.39	18.17	19.02	18.09
Net Interest Income Growth (YoY)	22.73%	21.30%	-4.25%	-4.47%	5.14%	6.71%
Gain (Loss) on Sale of Assets	-0	-0	0.02	-	-0	-
Gain (Loss) on Sale of Investments	-	-	-	-0.2	-0.15	-
Other Non-Interest Income	2.72	2.72	2.65	3.07	3.16	3.52
Total Non-Interest Income	3.27	3.25	3.21	3.52	3.87	6.19
Non-Interest Income Growth (YoY)	1.12%	1.25%	-8.81%	-9.00%	-37.57%	-12.20%
Revenues Before Loan Losses	25.34	24.35	20.6	21.68	22.88	24.28
Provision for Loan Losses	-	-	-	0.3	0.1	0.24
Revenue	25.34	24.35	20.6	21.38	22.78	24.04
Revenue Growth (YoY)	19.44%	18.17%	-3.66%	-6.14%	-5.22%	5.80%
Salaries and Employee Benefits	9.67	9.59	9.14	9.47	9.51	8.64
Occupancy Expenses	0.92	0.92	0.83	0.76	0.72	0.88
Federal Deposit Insurance	0.4	0.4	0.43	0.33	0.24	0.18
Selling, General & Administrative	3.83	3.82	3.25	3.07	2.76	2.22
Other Non-Interest Expense	2.59	2.49	2.52	2.91	3	2.68
Total Non-Interest Expense	17.4	17.22	16.17	16.53	16.22	14.6
EBT Excluding Unusual Items	7.94	7.13	4.43	4.86	6.56	9.44
Pretax Income	7.94	7.13	4.43	4.86	6.56	9.44
Income Tax Expense	0.98	0.81	0.2	0.09	0.25	1.11
Net Income	6.96	6.32	4.23	4.77	6.31	8.33
Net Income to Common	6.96	6.32	4.23	4.77	6.31	8.33
Net Income Growth	47.23%	49.36%	-11.25%	-24.45%	-24.29%	19.75%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	-1.12%	-0.92%	-0.40%	-0.34%	-0.47%	1.73%
EPS (Basic)	4.11	3.72	2.47	2.77	3.65	4.80
EPS (Diluted)	4.11	3.72	2.47	2.77	3.65	4.80
EPS Growth	48.90%	50.76%	-10.89%	-24.19%	-23.93%	17.71%
Dividend Per Share	1.400	1.390	1.360	1.440	1.520	1.440
Dividend Growth	2.94%	2.21%	-5.56%	-5.26%	5.56%	5.88%
Effective Tax Rate	12.32%	11.33%	4.56%	1.89%	3.81%	11.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.