FCN Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9.88	23.83	28.71	22.47	17.5	13.67
Investment Securities	208.07	190.02	203.02	209.59	222.33	270.75
Mortgage-Backed Securities	-	26.56	29.55	34.36	40.25	61.39
Total Investments	208.07	216.58	232.57	243.95	262.59	332.14
Gross Loans	553.79	512.65	490.82	482.09	430.2	338.14
Allowance for Loan Losses	-6.36	-6.21	-6.37	-6.21	-4.96	-5.2
Other Adjustments to Gross Loans	-	-1.41	-1.28	-1.17	-0.97	-0.69
Net Loans	547.43	505.03	483.17	474.71	424.27	332.25
Property, Plant & Equipment	9.96	10.01	10.37	11.55	11.79	11.85
Goodwill	-	5.69	5.69	5.69	5.69	5.69
Loans Held for Sale	-	0.49	0.33	0.8	0.84	4.5
Accrued Interest Receivable	3.57	3.44	3.33	3.42	3.02	2.62
Other Current Assets	-	2.38	2.79	2.7	3.29	3.51
Long-Term Deferred Tax Assets	-	6.76	9.5	8.53	10.08	0.4
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.04
Other Long-Term Assets	34	19.05	18.65	18.27	17.91	17.32
Total Assets	812.91	793.26	795.11	792.08	756.97	723.99
Interest Bearing Deposits	705.79	457.85	492.01	508.95	460.61	465.59
Institutional Deposits	-	75.2	74.4	58.3	51.3	21.8
Non-Interest Bearing Deposits	-	149.92	141.32	140.71	145.83	137.25
Total Deposits	705.79	682.97	707.73	707.96	657.74	624.64
Short-Term Borrowings	34.61	40.13	31.2	26.83	18.39	19.73
Current Income Taxes Payable	-	-	-	0.48	0.01	-
Accrued Interest Payable	2.56	2.56	2.93	2.12	0.84	0.63
Other Current Liabilities	-	0.6	0.59	0.59	0.66	0.65
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	35	-
Pension & Post-Retirement Benefits	-	0.58	0.64	0.69	0.73	0.78
Other Long-Term Liabilities	4.01	3.12	2.52	2.38	2.53	2.79
Total Liabilities	746.97	729.95	745.6	741.04	715.89	649.21
Common Stock	11.15	11.16	11.29	11.35	11.36	11.46
Additional Paid-In Capital	6.86	6.89	7.34	7.57	7.63	8.28
Retained Earnings	69.32	66.3	62.52	60.63	58.99	55.33
Treasury Stock	-1.93	-1.93	-1.93	-1.93	-2.02	-2.1
Comprehensive Income & Other	-19.46	-19.11	-29.7	-26.57	-34.88	1.81
Shareholders' Equity	65.94	63.31	49.51	51.04	41.08	74.78
Total Liabilities & Equity	812.91	793.26	795.11	792.08	756.97	723.99
Total Debt	34.61	40.13	31.2	26.83	53.39	19.73
Net Cash (Debt)	-24.73	-16.3	-2.48	-4.36	-35.89	-6.06
Net Cash Per Share	-14.61	-9.59	-1.45	-2.53	-20.76	-3.49
Filing Date Shares Outstanding	1.69	1.69	1.71	1.72	1.77	1.74
Total Common Shares Outstanding	1.69	1.69	1.71	1.72	1.77	1.74
Book Value Per Share	38.98	37.40	28.90	29.63	23.17	43.05
Tangible Book Value	65.94	57.62	43.82	45.35	35.39	69.08
Tangible Book Value Per Share	38.98	34.04	25.57	26.33	19.96	39.77