1st Colonial Bancorp, Inc. (FCOB)
OTCMKTS · Delayed Price · Currency is USD
20.00
-1.41 (-6.59%)
Inactive · Last trade price on Feb 27, 2026
1st Colonial Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 43.81 | 37.75 | 36.01 | 27.67 | 23.33 |
Interest Income on Investments | - | 4.66 | 3.31 | 2.2 | 1.6 |
Total Interest Income | 43.81 | 42.41 | 39.32 | 29.87 | 24.94 |
Interest Paid on Deposits | 16.77 | 15.87 | 11.03 | 2.69 | 2.25 |
Interest Paid on Borrowings | - | 1.53 | 1.95 | 1.17 | 0.79 |
Total Interest Expense | 16.77 | 17.4 | 12.97 | 3.86 | 3.04 |
Net Interest Income | 27.04 | 25.01 | 26.35 | 26.01 | 21.9 |
Net Interest Income Growth (YoY) | 8.11% | -5.08% | 1.31% | 18.77% | 19.26% |
Mortgage Banking Activities | - | 0.72 | 0.51 | 0.6 | 0.97 |
Gain (Loss) on Sale of Investments | - | 0.04 | 0.07 | - | 0.11 |
Other Non-Interest Income | 4.5 | 1.04 | 0.96 | 1.86 | 1.22 |
Total Non-Interest Income | 4.5 | 3.78 | 2.79 | 4.35 | 9.49 |
Non-Interest Income Growth (YoY) | 19.15% | 35.39% | -35.90% | -54.15% | 59.31% |
Revenues Before Loan Losses | 31.54 | 28.79 | 29.14 | 30.36 | 31.39 |
Provision for Loan Losses | 0.08 | -0.24 | 0.27 | 1.15 | 1.72 |
| 31.46 | 29.03 | 28.87 | 29.21 | 29.67 | |
Revenue Growth (YoY) | 8.37% | 0.56% | -1.17% | -1.56% | 35.44% |
Salaries and Employee Benefits | - | 10.85 | 10.95 | 10.96 | 12.3 |
Occupancy Expenses | - | 0.95 | 0.93 | 0.91 | 0.9 |
Federal Deposit Insurance | - | 0.4 | 0.51 | 0.37 | 0.29 |
Selling, General & Administrative | - | 3.68 | 3.72 | 2.86 | 2.71 |
Other Non-Interest Expense | 19.76 | 2.46 | 2.48 | 2.46 | 3.3 |
Total Non-Interest Expense | 19.76 | 18.83 | 18.96 | 17.82 | 19.62 |
EBT Excluding Unusual Items | 11.7 | 10.21 | 9.91 | 11.39 | 10.05 |
Pretax Income | 9.21 | 10.21 | 9.91 | 11.39 | 10.05 |
Income Tax Expense | 1.91 | 2.15 | 2.48 | 2.9 | 2.8 |
Net Income | 7.3 | 8.06 | 7.43 | 8.5 | 7.26 |
Net Income to Common | 7.3 | 8.06 | 7.43 | 8.5 | 7.26 |
Net Income Growth | -9.41% | 8.42% | -12.56% | 17.09% | 52.64% |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 |
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 |
Shares Change (YoY) | 0.34% | 1.80% | 0.03% | -2.56% | -0.94% |
EPS (Basic) | 1.52 | 1.69 | 1.58 | 1.82 | 1.49 |
EPS (Diluted) | 1.48 | 1.64 | 1.54 | 1.76 | 1.47 |
EPS Growth | -9.76% | 6.49% | -12.50% | 19.73% | 54.74% |
Effective Tax Rate | 20.77% | 21.05% | 25.05% | 25.41% | 27.81% |