1st Colonial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	100.14	67.35	52.68	20.35	40.83
Investment Securities	131.65	93.04	75.98	91.13	58.38
Trading Asset Securities	-	0.07	0.09	0.06	-
Mortgage-Backed Securities	-	25.61	31.6	38	53.43
Total Investments	131.65	118.72	107.67	129.2	111.81
Gross Loans	611.78	622.46	637.04	603.61	501.88
Allowance for Loan Losses	-8.61	-8.95	-9.69	-8.33	-6.91
Net Loans	603.16	613.5	627.35	595.28	494.98
Property, Plant & Equipment	1.09	1.45	1.77	1.85	1.07
Loans Held for Sale	9.85	6.27	3.62	6.71	9.96
Accrued Interest Receivable	3.68	3.43	3.43	2.78	1.66
Restricted Cash	-	0.05	0.05	0.05	0.05
Long-Term Deferred Tax Assets	-	3.19	3.71	3.83	1.56
Other Real Estate Owned & Foreclosed	-	0.26	-	-	-
Other Long-Term Assets	32.92	25.9	23.95	19.08	19.49
Total Assets	882.49	841.55	825.64	781.96	682.83
Interest Bearing Deposits	789.63	649.79	595.4	559.82	477.2
Institutional Deposits	-	24.97	22.61	25.52	40.35
Non-Interest Bearing Deposits	-	72.89	69.44	85.72	92.92
Total Deposits	789.63	747.66	687.44	671.05	610.48
Short-Term Borrowings	-	-	53.62	34.79	-
Current Portion of Leases	-	0.43	0.36	0.31	-
Accrued Interest Payable	-	0.55	0.67	0.41	0.3
Long-Term Debt	-	10.7	10.63	10.56	10.44
Long-Term Leases	-	1.36	1.79	1.7	0.59
Other Long-Term Liabilities	5.07	2.63	3.21	3.51	3.2
Total Liabilities	794.71	763.33	757.72	722.33	625.02
Common Stock	86.38	-	-	-	-
Additional Paid-In Capital	-	40.11	39.29	38.62	38.25
Retained Earnings	-	45.48	37.43	31.15	22.65
Treasury Stock	-	-4.25	-4.25	-4.24	-3.36
Comprehensive Income & Other	1.4	-3.12	-4.55	-5.89	0.27
Shareholders' Equity	87.78	78.22	67.92	59.64	57.82
Total Liabilities & Equity	882.49	841.55	825.64	781.96	682.83
Total Debt	-	12.49	66.4	47.36	11.03
Net Cash (Debt)	100.14	54.93	-13.63	-26.95	29.79
Net Cash Growth	82.30%	-	-	-	24.10%
Net Cash Per Share	20.30	11.18	-2.82	-5.58	6.01
Filing Date Shares Outstanding	4.87	4.83	4.75	4.68	4.73
Total Common Shares Outstanding	4.87	4.83	4.75	4.68	4.73
Book Value Per Share	18.02	16.20	14.31	12.76	12.23
Tangible Book Value	87.78	78.22	67.92	59.64	57.82
Tangible Book Value Per Share	18.02	16.20	14.31	12.76	12.23