1st Colonial Bancorp, Inc. (FCOB)

1st Colonial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	57.35	67.35	52.68	20.35	40.83	36.99
Investment Securities	152	93.04	75.98	91.13	58.38	78.94
Trading Asset Securities	-	0.07	0.09	0.06	-	-
Mortgage-Backed Securities	-	25.61	31.6	38	53.43	58.09
Total Investments	152	118.72	107.67	129.2	111.81	137.03
Gross Loans	628.52	622.46	637.04	603.61	501.88	423.15
Allowance for Loan Losses	-9.11	-8.95	-9.69	-8.33	-6.91	-5.62
Net Loans	619.41	613.5	627.35	595.28	494.98	417.52
Property, Plant & Equipment	1.28	1.45	1.77	1.85	1.07	0.77
Loans Held for Sale	10.24	6.27	3.62	6.71	9.96	21.86
Accrued Interest Receivable	4.18	3.43	3.43	2.78	1.66	1.81
Restricted Cash	-	0.05	0.05	0.05	0.05	0.05
Long-Term Deferred Tax Assets	-	3.19	3.71	3.83	1.56	1.17
Other Real Estate Owned & Foreclosed	0.26	0.26	-	-	-	-
Other Long-Term Assets	32.35	25.9	23.95	19.08	19.49	17.16
Total Assets	877.06	841.55	825.64	781.96	682.83	636.06
Interest Bearing Deposits	743.48	649.79	595.4	559.82	477.2	442.38
Institutional Deposits	-	24.97	22.61	25.52	40.35	41.62
Non-Interest Bearing Deposits	-	72.89	69.44	85.72	92.92	81.82
Total Deposits	743.48	747.66	687.44	671.05	610.48	565.82
Short-Term Borrowings	-	-	53.62	34.79	-	2.33
Current Portion of Leases	-	0.43	0.36	0.31	-	0.25
Accrued Interest Payable	-	0.55	0.67	0.41	0.3	0.33
Long-Term Debt	45.74	10.7	10.63	10.56	10.44	10.4
Long-Term Leases	-	1.36	1.79	1.7	0.59	-
Other Long-Term Liabilities	5.27	2.63	3.21	3.51	3.2	3.24
Total Liabilities	794.48	763.33	757.72	722.33	625.02	582.37
Additional Paid-In Capital	-	40.11	39.29	38.62	38.25	38.04
Retained Earnings	-	45.48	37.43	31.15	22.65	15.39
Treasury Stock	-	-4.25	-4.25	-4.24	-3.36	-0.85
Comprehensive Income & Other	2.2	-3.12	-4.55	-5.89	0.27	1.11
Shareholders' Equity	82.58	78.22	67.92	59.64	57.82	53.69
Total Liabilities & Equity	877.06	841.55	825.64	781.96	682.83	636.06
Total Debt	45.74	12.49	66.4	47.36	11.03	12.98
Net Cash (Debt)	11.62	54.93	-13.63	-26.95	29.79	24.01
Net Cash Growth	-	-	-	-	24.10%	-43.59%
Net Cash Per Share	2.35	11.18	-2.82	-5.58	6.01	4.80
Filing Date Shares Outstanding	4.79	4.83	4.75	4.68	4.73	4.96
Total Common Shares Outstanding	4.79	4.83	4.75	4.68	4.73	4.96
Book Value Per Share	17.23	16.20	14.31	12.76	12.23	10.82
Tangible Book Value	82.58	78.22	67.92	59.64	57.82	53.69
Tangible Book Value Per Share	17.23	16.20	14.31	12.76	12.23	10.82

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.