1st Colonial Bancorp, Inc. (FCOB)

1st Colonial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	50.45	67.4	52.68	20.35	40.83	36.99
Investment Securities	158.01	118.65	75.98	91.13	58.38	78.94
Trading Asset Securities	-	-	0.09	0.06	-	-
Mortgage-Backed Securities	-	-	31.6	38	53.43	58.09
Total Investments	158.01	118.65	107.67	129.2	111.81	137.03
Gross Loans	627.04	622.46	637.04	603.61	501.88	423.15
Allowance for Loan Losses	-9.12	-8.95	-9.69	-8.33	-6.91	-5.62
Net Loans	617.92	613.5	627.35	595.28	494.98	417.52
Property, Plant & Equipment	1.38	1.45	1.77	1.85	1.07	0.77
Loans Held for Sale	4.62	6.27	3.62	6.71	9.96	21.86
Accrued Interest Receivable	4.04	3.43	3.43	2.78	1.66	1.81
Restricted Cash	-	-	0.05	0.05	0.05	0.05
Long-Term Deferred Tax Assets	-	-	3.71	3.83	1.56	1.17
Other Real Estate Owned & Foreclosed	0.26	0.26	-	-	-	-
Other Long-Term Assets	31.78	30.58	23.95	19.08	19.49	17.16
Total Assets	868.46	841.55	825.64	781.96	682.83	636.06
Interest Bearing Deposits	757.37	747.66	595.4	559.82	477.2	442.38
Institutional Deposits	-	-	22.61	25.52	40.35	41.62
Non-Interest Bearing Deposits	-	-	69.44	85.72	92.92	81.82
Total Deposits	757.37	747.66	687.44	671.05	610.48	565.82
Short-Term Borrowings	-	-	53.62	34.79	-	2.33
Current Portion of Leases	-	-	0.79	0.31	-	0.25
Accrued Interest Payable	-	-	0.67	0.41	0.3	0.33
Long-Term Debt	25.87	10.7	10.63	10.56	10.44	10.4
Long-Term Leases	-	-	1.02	1.7	0.59	-
Other Long-Term Liabilities	5.39	4.97	3.55	3.51	3.2	3.24
Total Liabilities	788.62	763.33	757.72	722.33	625.02	582.37
Common Stock	77.33	78.22	-	-	-	-
Additional Paid-In Capital	-	-	39.29	38.62	38.25	38.04
Retained Earnings	-	-	37.43	31.15	22.65	15.39
Treasury Stock	-	-	-4.25	-4.24	-3.36	-0.85
Comprehensive Income & Other	2.5	-	-4.55	-5.89	0.27	1.11
Shareholders' Equity	79.83	78.22	67.92	59.64	57.82	53.69
Total Liabilities & Equity	868.46	841.55	825.64	781.96	682.83	636.06
Total Debt	25.87	10.7	66.06	47.36	11.03	12.98
Net Cash (Debt)	24.58	56.7	-13.29	-26.95	29.79	24.01
Net Cash Growth	-	-	-	-	24.10%	-43.59%
Net Cash Per Share	5.02	11.54	-2.75	-5.58	6.01	4.80
Filing Date Shares Outstanding	4.74	4.79	4.75	4.68	4.73	4.96
Total Common Shares Outstanding	4.74	4.79	4.75	4.68	4.73	4.96
Book Value Per Share	16.85	16.32	14.31	12.76	12.23	10.82
Tangible Book Value	79.83	78.22	67.92	59.64	57.82	53.69
Tangible Book Value Per Share	16.85	16.32	14.31	12.76	12.23	10.82

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.