1st Colonial Bancorp, Inc. (FCOB)

1st Colonial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	63.15	67.35	52.68	20.35	40.83	36.99
Investment Securities	124.18	93.04	75.98	91.13	58.38	78.94
Trading Asset Securities	-	0.07	0.09	0.06	-	-
Mortgage-Backed Securities	-	25.61	31.6	38	53.43	58.09
Total Investments	124.18	118.72	107.67	129.2	111.81	137.03
Gross Loans	623.6	622.46	637.04	603.61	501.88	423.15
Allowance for Loan Losses	-9.19	-8.95	-9.69	-8.33	-6.91	-5.62
Net Loans	614.4	613.5	627.35	595.28	494.98	417.52
Property, Plant & Equipment	1.21	1.45	1.77	1.85	1.07	0.77
Loans Held for Sale	3.29	6.27	3.62	6.71	9.96	21.86
Accrued Interest Receivable	3.63	3.43	3.43	2.78	1.66	1.81
Restricted Cash	-	0.05	0.05	0.05	0.05	0.05
Long-Term Deferred Tax Assets	-	3.19	3.71	3.83	1.56	1.17
Other Real Estate Owned & Foreclosed	0.24	0.26	-	-	-	-
Other Long-Term Assets	33.03	25.9	23.95	19.08	19.49	17.16
Total Assets	843.13	841.55	825.64	781.96	682.83	636.06
Interest Bearing Deposits	722.1	649.79	595.4	559.82	477.2	442.38
Institutional Deposits	-	24.97	22.61	25.52	40.35	41.62
Non-Interest Bearing Deposits	-	72.89	69.44	85.72	92.92	81.82
Total Deposits	722.1	747.66	687.44	671.05	610.48	565.82
Short-Term Borrowings	-	-	53.62	34.79	-	2.33
Current Portion of Leases	-	0.43	0.36	0.31	-	0.25
Accrued Interest Payable	-	0.55	0.67	0.41	0.3	0.33
Long-Term Debt	30.5	10.7	10.63	10.56	10.44	10.4
Long-Term Leases	-	1.36	1.79	1.7	0.59	-
Other Long-Term Liabilities	6.22	2.63	3.21	3.51	3.2	3.24
Total Liabilities	758.82	763.33	757.72	722.33	625.02	582.37
Additional Paid-In Capital	-	40.11	39.29	38.62	38.25	38.04
Retained Earnings	-	45.48	37.43	31.15	22.65	15.39
Treasury Stock	-	-4.25	-4.25	-4.24	-3.36	-0.85
Comprehensive Income & Other	1.8	-3.12	-4.55	-5.89	0.27	1.11
Shareholders' Equity	84.3	78.22	67.92	59.64	57.82	53.69
Total Liabilities & Equity	843.13	841.55	825.64	781.96	682.83	636.06
Total Debt	30.5	12.49	66.4	47.36	11.03	12.98
Net Cash (Debt)	32.65	54.93	-13.63	-26.95	29.79	24.01
Net Cash Growth	278.75%	-	-	-	24.10%	-43.59%
Net Cash Per Share	6.61	11.18	-2.82	-5.58	6.01	4.80
Filing Date Shares Outstanding	4.78	4.83	4.75	4.68	4.73	4.96
Total Common Shares Outstanding	4.78	4.83	4.75	4.68	4.73	4.96
Book Value Per Share	17.64	16.20	14.31	12.76	12.23	10.82
Tangible Book Value	84.3	78.22	67.92	59.64	57.82	53.69
Tangible Book Value Per Share	17.64	16.20	14.31	12.76	12.23	10.82

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.