First Capital Bancshares, Inc. (FCPB)

First Capital Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	69.79	59.7	48.78	35.35	16.92	10.5
Interest Income on Investments	5.36	5.36	4.48	4.21	2.08	0.66
Total Interest Income	75.14	65.06	53.26	39.55	19	11.16
Interest Paid on Deposits	27.72	27.72	25.23	16.47	3.88	1.9
Interest Paid on Borrowings	8.08	4.05	3.16	2.96	0.82	0.22
Total Interest Expense	35.79	31.76	28.39	19.43	4.69	2.11
Net Interest Income	39.35	33.3	24.87	20.12	14.31	9.04
Net Interest Income Growth	24.29%	33.89%	23.59%	40.64%	58.20%	37.55%
Gain (Loss) on Sale of Assets	0.99	0.99	-0.01	-	-	-
Gain (Loss) on Sale of Investments	0.25	0.25	0.03	0.04	-0.02	0.25
Other Non-Interest Income	2.62	1.82	1.33	0.78	0.41	0.34
Total Non-Interest Income	3.92	3.12	1.39	0.87	0.44	0.62
Non-Interest Income Growth	94.91%	123.82%	59.86%	99.77%	-30.15%	-41.99%
Revenues Before Loan Losses	43.26	36.41	26.26	20.99	14.74	9.67
Provision for Loan Losses	2.57	2.29	1.9	1.4	0.97	0.78
Revenue	40.69	34.12	24.36	19.59	13.78	8.89
Revenue Growth	28.86%	40.07%	24.34%	42.20%	55.02%	33.23%
Salaries and Employee Benefits	13.54	13.54	10.76	8.82	6.15	4.48
Federal Deposit Insurance	0.87	0.87	0.91	0.53	0.26	0.18
Selling, General & Administrative	4.65	4.65	3.94	3.42	2.54	2.11
Other Non-Interest Expense	5.41	2.9	2.15	1.98	1.28	1.12
Total Non-Interest Expense	24.47	21.96	17.76	14.76	10.23	7.89
EBT Excluding Unusual Items	16.22	12.16	6.6	4.84	3.55	1
Pretax Income	16.22	12.16	6.6	4.84	3.55	1
Income Tax Expense	3.46	2.59	1.57	1.03	0.85	0.24
Net Income	12.75	9.57	5.03	3.8	2.7	0.75
Net Income to Common	12.75	9.57	5.03	3.8	2.7	0.75
Net Income Growth	57.74%	90.09%	32.32%	40.98%	258.88%	-21.21%
Basic Shares Outstanding	11	10	9	8	6	5
Diluted Shares Outstanding	11	10	9	8	6	5
Shares Change	7.35%	9.58%	15.99%	39.55%	13.36%	0.04%
EPS (Basic)	1.18	0.96	0.55	0.48	0.48	0.15
EPS (Diluted)	1.17	0.94	0.54	0.47	0.47	0.15
EPS Growth	46.73%	74.07%	14.89%	0%	217.98%	-21.24%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	21.35%	21.33%	23.80%	21.35%	23.99%	24.47%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error