First Capital Bancshares, Inc. (FCPB)

First Capital Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	66.48	59.7	48.78	35.35	16.92	10.5
Interest Income on Investments	5.36	5.36	4.48	4.21	2.08	0.66
Total Interest Income	71.84	65.06	53.26	39.55	19	11.16
Interest Paid on Deposits	27.72	27.72	25.23	16.47	3.88	1.9
Interest Paid on Borrowings	6.66	4.05	3.16	2.96	0.82	0.22
Total Interest Expense	34.38	31.76	28.39	19.43	4.69	2.11
Net Interest Income	37.46	33.3	24.87	20.12	14.31	9.04
Net Interest Income Growth	27.03%	33.89%	23.59%	40.64%	58.20%	37.55%
Gain (Loss) on Sale of Assets	0.99	0.99	-0.01	-	-	-
Gain (Loss) on Sale of Investments	0.25	0.25	0.03	0.04	-0.02	0.25
Other Non-Interest Income	2.53	1.82	1.33	0.78	0.41	0.34
Total Non-Interest Income	3.82	3.12	1.39	0.87	0.44	0.62
Non-Interest Income Growth	119.69%	123.82%	59.86%	99.77%	-30.15%	-41.99%
Revenues Before Loan Losses	41.28	36.41	26.26	20.99	14.74	9.67
Provision for Loan Losses	2.32	2.29	1.9	1.4	0.97	0.78
Revenue	38.96	34.12	24.36	19.59	13.78	8.89
Revenue Growth	34.39%	40.07%	24.34%	42.20%	55.02%	33.23%
Salaries and Employee Benefits	13.54	13.54	10.76	8.82	6.15	4.48
Federal Deposit Insurance	0.87	0.87	0.91	0.53	0.26	0.18
Selling, General & Administrative	4.65	4.65	3.94	3.42	2.54	2.11
Other Non-Interest Expense	4.61	2.9	2.15	1.98	1.28	1.12
Total Non-Interest Expense	23.67	21.96	17.76	14.76	10.23	7.89
EBT Excluding Unusual Items	15.28	12.16	6.6	4.84	3.55	1
Pretax Income	15.28	12.16	6.6	4.84	3.55	1
Income Tax Expense	3.26	2.59	1.57	1.03	0.85	0.24
Net Income	12.03	9.57	5.03	3.8	2.7	0.75
Net Income to Common	12.03	9.57	5.03	3.8	2.7	0.75
Net Income Growth	72.95%	90.09%	32.32%	40.98%	258.88%	-21.21%
Basic Shares Outstanding	11	10	9	8	6	5
Diluted Shares Outstanding	11	10	9	8	6	5
Shares Change	5.60%	9.58%	15.99%	39.55%	13.36%	0.04%
EPS (Basic)	1.14	0.96	0.55	0.48	0.48	0.15
EPS (Diluted)	1.13	0.94	0.54	0.47	0.47	0.15
EPS Growth	63.15%	74.07%	14.89%	0%	217.98%	-21.24%
Effective Tax Rate	21.32%	21.33%	23.80%	21.35%	23.99%	24.47%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 1, 2026

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