First IC Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov '25 Nov 13, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	186	84	59	77	65	47
Market Cap Growth	163.49%	43.08%	-23.75%	19.20%	38.44%	-34.64%
Last Close Price	20.49	8.40	5.03	5.42	4.46	3.17
PE Ratio	7.56	3.41	2.40	3.61	3.34	6.47
PS Ratio	3.06	1.39	0.99	1.41	1.31	1.64
PB Ratio	1.31	0.58	0.46	0.68	0.62	0.55
P/FCF Ratio	11.11	4.15	1.48	4.39	-	8.16
P/OCF Ratio	10.52	4.05	1.47	4.32	152.28	7.18
Debt / Equity Ratio	0.65	0.40	0.45	0.30	-	-
Debt / FCF Ratio	5.54	2.86	1.47	1.96	-	-
Return on Equity (ROE)	-	17.96%	20.21%	19.59%	20.33%	8.81%
Return on Assets (ROA)	-	2.10%	2.25%	2.17%	2.27%	0.98%
Earnings Yield	13.22%	29.29%	41.69%	27.70%	29.93%	15.46%
FCF Yield	9.00%	24.08%	67.67%	22.80%	-0.08%	12.25%
Dividend Yield	4.88%	-	19.88%	18.46%	-	-
Payout Ratio	36.90%	36.70%	36.90%	-	-	-
Buyback Yield / Dilution	6.12%	-	-	6.16%	1.79%	1.75%
Total Shareholder Return	11.00%	-	19.88%	24.62%	1.79%	1.75%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.