First Keystone Corporation (FKYS)

First Keystone Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	187.96	121.25	17.25	17.01	10.74	61.34
Investment Securities	175.83	187.69	214.05	228.37	213.54	287.19
Mortgage-Backed Securities	199.54	212.68	182.98	172.04	165.36	154.46
Total Investments	375.37	400.37	397.03	400.41	378.91	441.66
Gross Loans	948.85	947.29	947.71	910.86	858.59	747.03
Allowance for Loan Losses	-8.78	-9.41	-7.67	-6.93	-8.27	-8.68
Other Adjustments to Gross Loans	-	-	-	-	-0.19	-0.19
Net Loans	940.07	937.87	940.04	903.94	850.12	738.16
Property, Plant & Equipment	20.33	20.7	21.67	21.08	20.57	19.18
Goodwill	-	-	-	19.13	19.13	19.13
Loans Held for Sale	1.48	1.14	0.74	0.21	0.07	6.01
Accrued Interest Receivable	4.66	5	4.99	5.2	4.39	4.36
Long-Term Deferred Tax Assets	5.75	6.46	7.73	8.7	9.13	-
Other Real Estate Owned & Foreclosed	0.76	0.15	0.76	1.07	0.31	-
Other Long-Term Assets	37.93	29.13	29.43	28.27	28.73	28.64
Total Assets	1,574	1,531	1,429	1,416	1,329	1,320

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	869.86	717.85	802.52	748.69	748.35	815.9
Institutional Deposits	79.16	212.76	39.78	33.19	13.4	13.03
Non-Interest Bearing Deposits	230.89	206.82	203.58	198.57	231.75	249.04
Total Deposits	1,180	1,137	1,046	980.44	993.5	1,078
Short-Term Borrowings	135.6	140.7	135.89	157.97	153.42	27.38
Current Portion of Long-Term Debt	-	64	64	20	3	10
Current Portion of Leases	0.17	0.18	0.18	0.18	0.18	0.13
Accrued Interest Payable	2.52	2.74	2.15	2.82	0.56	0.25
Long-Term Debt	25	25	25	25	25	25
Federal Home Loan Bank Debt, Long-Term	106	42	42	102	22	25
Long-Term Leases	1.7	1.71	1.75	1.8	1.85	1.39
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.63
Other Long-Term Liabilities	4.95	4.15	4.96	4.05	9.29	4.05
Total Liabilities	1,456	1,418	1,322	1,294	1,209	1,172

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	13.11	13.01	12.9	12.71	12.5	12.36
Additional Paid-In Capital	46.72	45.89	45.07	44	42.44	40.94
Retained Earnings	81.54	79.33	80.15	100.26	100.71	93.38
Treasury Stock	-5.71	-5.71	-5.71	-5.71	-5.71	-5.71
Comprehensive Income & Other	-17.2	-19.45	-25.63	-29.65	-29.56	7.59
Shareholders' Equity	118.46	113.06	106.78	121.62	120.39	148.56
Total Liabilities & Equity	1,574	1,531	1,429	1,416	1,329	1,320

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	268.48	273.6	268.81	306.95	205.45	88.89
Net Cash (Debt)	-80.52	-152.35	-251.56	-289.93	-194.72	-27.31
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-12.86	-24.47	-40.77	-47.89	-32.59	-4.62
Filing Date Shares Outstanding	6.32	6.27	6.22	6.02	6.02	5.95
Total Common Shares Outstanding	6.32	6.27	6.22	6.09	6.02	5.95
Book Value Per Share	18.74	18.03	17.17	19.97	20.00	24.98
Tangible Book Value	118.46	113.06	106.78	102.48	101.25	129.42
Tangible Book Value Per Share	18.74	18.03	17.17	16.82	16.82	21.76

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

Data Sources Report a data error