First Keystone Corporation (FKYS)

First Keystone Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	57.65	57.29	51.19	42.75	35.37	32.86
Interest Income on Investments	21.68	19.91	20.24	14.24	11.04	9.19
Total Interest Income	79.32	77.2	71.42	56.99	46.41	42.05
Interest Paid on Deposits	28.1	27.5	25.28	17.11	5.26	3.14
Interest Paid on Borrowings	12.4	12.05	13.87	10.76	3.65	2
Total Interest Expense	40.5	39.55	39.14	27.87	8.91	5.15
Net Interest Income	38.82	37.65	32.28	29.12	37.5	36.9
Net Interest Income Growth	10.68%	16.64%	10.86%	-22.36%	1.63%	11.12%
Trust Income	1.11	1.07	1.05	0.93	0.98	1.01
Gain (Loss) on Sale of Investments	0.75	0.22	0.11	-0.12	-0.85	0.32
Other Non-Interest Income	5.7	5.63	5.46	5.28	5.21	5.01
Total Non-Interest Income	7.72	7.07	6.7	6.16	5.33	7.32
Non-Interest Income Growth	9.81%	5.54%	8.79%	15.48%	-27.20%	21.81%
Revenues Before Loan Losses	46.55	44.72	38.98	35.27	42.83	44.22
Provision for Loan Losses	3.5	4.7	1.64	-0.22	-0.26	0.86
Revenue	43.05	40.02	37.34	35.49	43.1	43.36
Revenue Growth	5.69%	7.18%	5.20%	-17.65%	-0.62%	14.06%
Salaries and Employee Benefits	18.14	17.88	17.23	16.06	14.55	14.15
Occupancy Expenses	2.14	2.11	1.98	1.9	1.75	1.71
Federal Deposit Insurance	1.28	1.25	1.1	0.7	0.49	0.42
Selling, General & Administrative	6.7	6.28	5.57	5.7	4.85	4.63
Other Non-Interest Expense	4.62	6.39	5.58	4.89	5.14	5.45
Total Non-Interest Expense	32.89	33.91	31.45	29.25	26.78	26.35
EBT Excluding Unusual Items	10.16	6.11	5.89	6.24	16.32	17.01
Pretax Income	8.44	6.37	-13.25	6.24	16.32	17.01
Income Tax Expense	0.52	0.21	-0.05	0.68	2.29	2.32
Net Income	7.92	6.15	-13.2	5.56	14.02	14.69
Net Income to Common	7.92	6.15	-13.2	5.56	14.02	14.69
Net Income Growth	2.06%	-	-	-60.35%	-4.52%	24.09%
Basic Shares Outstanding	6	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change	0.78%	0.91%	1.92%	1.34%	1.12%	1.15%
EPS (Basic)	1.27	0.99	-2.14	0.92	2.35	2.49
EPS (Diluted)	1.26	0.99	-2.14	0.91	2.35	2.49
EPS Growth	1.04%	-	-	-61.23%	-5.58%	22.68%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.120	1.120	1.120	1.120	1.120	1.090
Dividend Growth	0%	0%	0%	0%	2.75%	0.93%
Effective Tax Rate	6.15%	3.35%	-	10.95%	14.06%	13.65%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

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