Farmers & Merchants Bank of Long Beach (FMBL)

FMBL Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	44.88	70.01	109	115.21	79.8
Depreciation & Amortization	9.88	9.2	8.77	8.98	9.44
Gain (Loss) on Sale of Assets	-5.77	-0.13	-0.11	-0.02	0.03
Gain (Loss) on Sale of Investments	35.27	34.6	39.83	45.17	29.91
Provision for Credit Losses	-6.6	-3.6	3.5	-	10.5
Net Decrease (Increase) in Loans Originated / Sold - Operating	-1.06	0.06	1.32	15.82	4
Change in Other Net Operating Assets	11.5	-20.72	8.25	-6.82	-4.39
Other Operating Activities	14.92	11.5	13.23	11.08	15.3
Operating Cash Flow	107.5	108.39	190.88	193.71	142.78
Operating Cash Flow Growth	-0.81%	-43.22%	-1.46%	35.68%	15.17%
Capital Expenditures	-5.9	-16.91	-11.18	-21.22	-5.4
Sale of Property, Plant and Equipment	7.93	0.13	0.01	0.05	0.45
Investment in Securities	380.44	443.98	-469.48	-1,285	-416.67
Net Decrease (Increase) in Loans Originated / Sold - Investing	283.82	5.82	-1,298	-44.95	-1,002
Other Investing Activities	0.33	4.29	-7.06	-6.85	-18.11
Investing Cash Flow	670.86	437.31	-1,785	-1,358	-1,442
Short-Term Debt Issued	82.49	423.46	700	-	429.92
Total Debt Issued	82.49	423.46	700	-	429.92
Short-Term Debt Repaid	-500	-	-130.76	-145.68	-
Total Debt Repaid	-500	-	-130.76	-145.68	-
Net Debt Issued (Repaid)	-417.51	423.46	569.24	-145.68	429.92
Repurchase of Common Stock	-19.93	-0.48	-19.52	-8.06	-11.8
Common Dividends Paid	-15.57	-15.65	-15.77	-15.49	-13.8
Net Increase (Decrease) in Deposit Accounts	99.53	-472.43	-98.99	1,624	1,789
Financing Cash Flow	-353.48	-65.09	434.96	1,455	2,192
Net Cash Flow	424.89	480.61	-1,159	290	892.81
Free Cash Flow	101.61	91.48	179.71	172.49	137.38
Free Cash Flow Growth	11.07%	-49.09%	4.18%	25.56%	28.37%
Free Cash Flow Margin	38.77%	32.31%	55.45%	54.40%	50.62%
Free Cash Flow Per Share	811.96	723.65	1410.53	1344.98	1072.05
Cash Interest Paid	196.04	159.05	33.77	8.79	16.92
Cash Income Tax Paid	5.48	12.35	17.81	27.03	19.63

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.