FMBL Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	304.56	304.09	300.27	299.72	246.82	244.06
Interest Income on Investments	134.64	127.65	139.48	115.8	93.46	63.23
Total Interest Income	439.2	431.74	439.76	415.52	340.27	307.29
Interest Paid on Deposits	108.37	110.89	119.01	81.56	15.73	8.95
Interest Paid on Borrowings	42.59	46.22	83.55	70.9	15.5	3.28
Total Interest Expense	150.96	157.11	202.56	152.45	31.23	12.23
Net Interest Income	288.24	274.63	237.2	263.07	309.04	295.06
Net Interest Income Growth (YoY)	18.20%	15.78%	-9.84%	-14.88%	4.74%	12.88%
Gain (Loss) on Sale of Assets	-	-	4.46	0.13	-	-
Gain (Loss) on Sale of Investments	-	-	-2.59	-	-	-
Other Non-Interest Income	9.24	9.4	8.85	9.35	12.08	16.43
Total Non-Interest Income	17.33	17.45	18.25	16.45	18.53	22.03
Non-Interest Income Growth (YoY)	10.72%	-4.38%	10.97%	-11.24%	-15.89%	7.45%
Revenues Before Loan Losses	305.56	292.09	255.45	279.52	327.57	317.09
Provision for Loan Losses	1.5	-1.1	-6.6	-3.6	3.5	-
Revenue	304.06	293.19	262.05	283.12	324.07	317.09
Revenue Growth (YoY)	14.48%	11.88%	-7.44%	-12.64%	2.20%	16.84%
Salaries and Employee Benefits	132.02	128.51	118.74	112.9	113.05	103.55
Federal Deposit Insurance	7.54	8	10.11	9.17	4.31	3.61
Selling, General & Administrative	50.88	50.12	53.39	55.11	51.84	46.78
Other Non-Interest Expense	14.67	14.03	17.36	24	19.6	18.62
Total Non-Interest Expense	205.1	200.67	198.65	201.18	188.8	172.56
EBT Excluding Unusual Items	98.96	92.51	63.4	81.93	135.27	144.53
Pretax Income	98.96	92.51	63.4	81.93	135.27	144.53
Income Tax Expense	25.54	24.16	18.52	11.93	26.27	29.32
Net Income	73.42	68.35	44.88	70.01	109	115.21
Net Income to Common	73.42	68.35	44.88	70.01	109	115.21
Net Income Growth	50.80%	52.30%	-35.89%	-35.77%	-5.38%	44.37%
Basic Shares Outstanding	0	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0	0
Shares Change (YoY)	-1.06%	-1.54%	-1.01%	-0.78%	-0.66%	0.08%
EPS (Basic)	602.32	559.71	365.52	568.23	876.17	913.60
EPS (Diluted)	558.71	537.62	358.63	553.79	855.56	898.31
EPS Growth	42.68%	49.91%	-35.24%	-35.27%	-4.76%	44.25%
Dividend Per Share	84.000	112.000	112.000	112.000	112.000	108.000
Dividend Growth	-25.00%	-	-	-	3.70%	-
Effective Tax Rate	25.81%	26.12%	29.21%	14.56%	19.42%	20.29%

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.