First Niles Financial, Inc. (FNFI)
OTCMKTS · Delayed Price · Currency is USD
9.15
0.00 (0.00%)
Oct 1, 2026, 4:00 PM EST
First Niles Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 7.94 | 8.06 | 6.31 | 5.7 | 3.67 | 3.02 |
Interest Income on Investments | - | - | 1.19 | 1.01 | 0.6 | 0.26 |
Total Interest Income | 7.94 | 8.06 | 7.5 | 6.71 | 4.27 | 3.28 |
Interest Paid on Deposits | 4.53 | 4.69 | 2.5 | 1.44 | 0.53 | 0.53 |
Interest Paid on Borrowings | - | - | 2 | 1.95 | 0.73 | 0.6 |
Total Interest Expense | 4.53 | 4.69 | 4.5 | 3.39 | 1.26 | 1.13 |
Net Interest Income | 3.4 | 3.36 | 3 | 3.32 | 3.01 | 2.15 |
Net Interest Income Growth | 7.22% | 11.92% | -9.38% | 10.10% | 39.92% | -3.93% |
Other Non-Interest Income | 7.53 | 5.97 | 0.09 | 0.08 | 0.08 | 0.1 |
Total Non-Interest Income | 7.53 | 5.97 | 5 | 3.61 | 4.08 | 3.51 |
Non-Interest Income Growth | 39.17% | 19.60% | 38.52% | -11.66% | 16.40% | 1546.48% |
Revenues Before Loan Losses | 10.93 | 9.34 | 8 | 6.92 | 7.09 | 5.66 |
Provision for Loan Losses | -0.11 | -0.15 | -0.04 | 0.13 | 0.02 | 0.02 |
| 11.04 | 9.48 | 8.04 | 6.8 | 7.07 | 5.64 | |
Revenue Growth | 27.62% | 17.92% | 18.33% | -3.92% | 25.43% | 145.28% |
Salaries and Employee Benefits | - | - | 4.91 | 3.87 | 4.91 | 3.59 |
Occupancy Expenses | - | - | 0.16 | 0.41 | 0.39 | 0.19 |
Federal Deposit Insurance | - | - | 0.11 | 0.11 | 0.04 | 0.03 |
Selling, General & Administrative | - | - | 0.27 | 0.1 | 0.08 | 0.08 |
Other Non-Interest Expense | 9.48 | 8.36 | 1.44 | 1.3 | 1.21 | 1.04 |
Total Non-Interest Expense | 9.48 | 8.36 | 6.89 | 5.79 | 6.64 | 4.92 |
EBT Excluding Unusual Items | 1.56 | 1.13 | 1.16 | 1 | 0.44 | 0.72 |
Pretax Income | 1.56 | 1.13 | 1.16 | 1 | 0.44 | 0.72 |
Income Tax Expense | 0.42 | 0.28 | 0.29 | 0.19 | 0.19 | 0.13 |
Net Income | 1.14 | 0.84 | 0.86 | 0.81 | 0.25 | 0.59 |
Net Income to Common | 1.14 | 0.84 | 0.86 | 0.81 | 0.25 | 0.59 |
Net Income Growth | 64.22% | -2.32% | 6.81% | 220.63% | -57.00% | 94.04% |
Basic Shares Outstanding | 2 | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 2 | 1 | 1 | 1 | 1 | 1 |
Shares Change | 12.66% | 10.94% | - | - | 10.66% | 8.23% |
EPS (Basic) | 0.74 | 0.57 | 0.65 | 0.61 | 0.19 | 0.49 |
EPS (Diluted) | 0.74 | 0.57 | 0.64 | 0.60 | 0.18 | 0.48 |
EPS Growth | 47.86% | -10.94% | 6.67% | 233.33% | -62.50% | 77.78% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.120 | 0.240 | 0.240 | 0.240 | 0.240 | 0.240 |
Dividend Growth | -60.00% | 0% | 0% | 0% | 0% | 0% |
Effective Tax Rate | 26.78% | 25.20% | 25.28% | 19.36% | 42.47% | 18.38% |