First Pacific Bancorp (FPBC)
OTCMKTS · Delayed Price · Currency is USD
5.13
-0.07 (-1.35%)
Oct 31, 2025, 4:00 PM EDT
First Pacific Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 20.14 | 18.99 | 16.71 | 7.13 | 4.96 | 5.24 | Upgrade |
Interest Income on Investments | 3.37 | 3.9 | 3.28 | 2.71 | 0.98 | 0.92 | Upgrade |
Total Interest Income | 23.51 | 22.88 | 19.99 | 9.84 | 5.94 | 6.17 | Upgrade |
Interest Paid on Deposits | 7.25 | 7 | 4.74 | 0.47 | 0.23 | 0.24 | Upgrade |
Interest Paid on Borrowings | 1.07 | 1.81 | 2.44 | 0.49 | 0.33 | 0.49 | Upgrade |
Total Interest Expense | 8.33 | 8.81 | 7.19 | 0.96 | 0.56 | 0.74 | Upgrade |
Net Interest Income | 15.19 | 14.07 | 12.8 | 8.87 | 5.39 | 5.43 | Upgrade |
Net Interest Income Growth (YoY) | 11.06% | 9.95% | 44.28% | 64.75% | -0.85% | -1.03% | Upgrade |
Gain (Loss) on Sale of Investments | 0.01 | - | -0.01 | -0.02 | - | - | Upgrade |
Other Non-Interest Income | 0.38 | 0.64 | 0.66 | 1.1 | 1.06 | 0.55 | Upgrade |
Total Non-Interest Income | 0.57 | 0.81 | 0.92 | 1.2 | 1.14 | 0.6 | Upgrade |
Non-Interest Income Growth (YoY) | -26.71% | -12.48% | -23.33% | 5.70% | 87.78% | 12.59% | Upgrade |
Revenues Before Loan Losses | 15.76 | 14.88 | 13.72 | 10.07 | 6.52 | 6.04 | Upgrade |
Provision for Loan Losses | - | - | 0.91 | 0.2 | - | 0.15 | Upgrade |
| 15.76 | 14.88 | 12.81 | 9.87 | 6.52 | 5.89 | Upgrade | |
Revenue Growth (YoY) | 9.79% | 16.11% | 29.81% | 51.40% | 10.78% | -0.24% | Upgrade |
Salaries and Employee Benefits | 7.74 | 7.79 | 7.85 | 7.34 | 3.63 | 2.89 | Upgrade |
Selling, General & Administrative | 4.16 | 4.16 | 4.21 | 3.18 | 1.88 | 1.11 | Upgrade |
Other Non-Interest Expense | 1.41 | 1.39 | 1.1 | 0.83 | 0.79 | 0.47 | Upgrade |
Total Non-Interest Expense | 13.02 | 13.34 | 13.15 | 11.35 | 6.3 | 4.48 | Upgrade |
EBT Excluding Unusual Items | 2.74 | 1.54 | -0.34 | -1.48 | 0.22 | 1.41 | Upgrade |
Pretax Income | 2.74 | 1.54 | -0.34 | -1.48 | 0.22 | 1.41 | Upgrade |
Income Tax Expense | 0.79 | 0.43 | -0.18 | -0.49 | 0.03 | 0.39 | Upgrade |
Net Income | 1.95 | 1.11 | -0.16 | -0.99 | 0.19 | 1.02 | Upgrade |
Net Income to Common | 1.95 | 1.11 | -0.16 | -0.99 | 0.19 | 1.02 | Upgrade |
Net Income Growth | 194.32% | - | - | - | -81.55% | -7.36% | Upgrade |
Basic Shares Outstanding | 4 | 4 | 4 | 2 | 2 | 2 | Upgrade |
Diluted Shares Outstanding | 4 | 4 | 4 | 2 | 2 | 2 | Upgrade |
Shares Change (YoY) | 1.23% | 7.37% | 63.10% | 19.25% | 1.17% | 1.18% | Upgrade |
EPS (Basic) | 0.45 | 0.26 | -0.04 | -0.40 | 0.09 | 0.51 | Upgrade |
EPS (Diluted) | 0.45 | 0.26 | -0.04 | -0.40 | 0.09 | 0.50 | Upgrade |
EPS Growth | 190.74% | - | - | - | -82.00% | -9.09% | Upgrade |
Effective Tax Rate | 28.71% | 28.15% | - | - | 14.13% | 27.47% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.