First Pacific Bancorp (FPBC)
OTCMKTS · Delayed Price · Currency is USD
5.55
0.00 (0.00%)
May 28, 2026, 11:41 AM EST
First Pacific Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 21.15 | 20.7 | 18.99 | 16.71 | 7.13 | 4.96 |
Interest Income on Investments | 3.38 | 3.28 | 3.9 | 3.28 | 2.71 | 0.98 |
Total Interest Income | 24.53 | 23.99 | 22.88 | 19.99 | 9.84 | 5.94 |
Interest Paid on Deposits | 7.31 | 7.38 | 7 | 4.74 | 0.47 | 0.23 |
Interest Paid on Borrowings | 0.95 | 0.96 | 1.81 | 2.44 | 0.49 | 0.33 |
Total Interest Expense | 8.27 | 8.34 | 8.81 | 7.19 | 0.96 | 0.56 |
Net Interest Income | 16.26 | 15.64 | 14.07 | 12.8 | 8.87 | 5.39 |
Net Interest Income Growth (YoY) | 14.29% | 11.16% | 9.95% | 44.28% | 64.75% | -0.85% |
Gain (Loss) on Sale of Investments | 0.06 | 0.06 | - | -0.01 | -0.02 | - |
Other Non-Interest Income | - | 0.05 | 0.64 | 0.66 | 1.1 | 1.06 |
Total Non-Interest Income | 0.61 | 0.65 | 0.81 | 0.92 | 1.2 | 1.14 |
Non-Interest Income Growth (YoY) | -24.85% | -19.50% | -12.48% | -23.33% | 5.70% | 87.78% |
Revenues Before Loan Losses | 16.87 | 16.29 | 14.88 | 13.72 | 10.07 | 6.52 |
Provision for Loan Losses | - | - | - | 0.91 | 0.2 | - |
| 16.87 | 16.29 | 14.88 | 12.81 | 9.87 | 6.52 | |
Revenue Growth (YoY) | 12.18% | 9.50% | 16.11% | 29.81% | 51.40% | 10.78% |
Salaries and Employee Benefits | 8.79 | 8.58 | 7.79 | 7.85 | 7.34 | 3.63 |
Occupancy Expenses | 1.07 | 1.05 | - | - | - | - |
Selling, General & Administrative | - | - | 4.16 | 4.21 | 3.18 | 1.88 |
Other Non-Interest Expense | 4.18 | 3.9 | 1.39 | 1.1 | 0.83 | 0.79 |
Total Non-Interest Expense | 14.04 | 13.54 | 13.34 | 13.15 | 11.35 | 6.3 |
EBT Excluding Unusual Items | 2.84 | 2.75 | 1.54 | -0.34 | -1.48 | 0.22 |
Pretax Income | 2.84 | 2.75 | 1.54 | -0.34 | -1.48 | 0.22 |
Income Tax Expense | 0.77 | 0.74 | 0.43 | -0.18 | -0.49 | 0.03 |
Net Income | 2.07 | 2.01 | 1.11 | -0.16 | -0.99 | 0.19 |
Net Income to Common | 2.07 | 2.01 | 1.11 | -0.16 | -0.99 | 0.19 |
Net Income Growth | 54.76% | 81.59% | - | - | - | -81.55% |
Basic Shares Outstanding | 4 | 4 | 4 | 4 | 2 | 2 |
Diluted Shares Outstanding | 4 | 4 | 4 | 4 | 2 | 2 |
Shares Change (YoY) | 1.22% | 1.24% | 7.37% | 63.10% | 19.25% | 1.17% |
EPS (Basic) | 0.48 | 0.46 | 0.26 | -0.04 | -0.40 | 0.09 |
EPS (Diluted) | 0.48 | 0.46 | 0.26 | -0.04 | -0.40 | 0.09 |
EPS Growth | 52.90% | 79.37% | - | - | - | -82.00% |
Effective Tax Rate | 27.00% | 26.93% | 28.15% | - | - | 14.13% |