First Pacific Bancorp Statistics
Total Valuation
FPBC has a market cap or net worth of 32.45 million.
| Market Cap | 32.45M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, August 6, 2026.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FPBC has 4.38 million shares outstanding. The number of shares has increased by 1.22% in one year.
| Current Share Class | 4.38M |
| Shares Outstanding | 4.38M |
| Shares Change (YoY) | +1.22% |
| Shares Change (QoQ) | +0.86% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 19.81.
| PE Ratio | 19.81 |
| Forward PE | n/a |
| PS Ratio | 1.93 |
| PB Ratio | 0.76 |
| P/TBV Ratio | 0.78 |
| P/FCF Ratio | 10.39 |
| P/OCF Ratio | 9.53 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 15.12 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.96%.
| Return on Equity (ROE) | 3.96% |
| Return on Assets (ROA) | 0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.14% |
| Revenue Per Employee | 343,741 |
| Profits Per Employee | 33,587 |
| Employee Count | 49 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FPBC has paid 590,160 in taxes.
| Income Tax | 590,160 |
| Effective Tax Rate | 26.39% |
Stock Price Statistics
The stock price has increased by +25.64% in the last 52 weeks. The beta is 0.18, so FPBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +25.64% |
| 50-Day Moving Average | 5.87 |
| 200-Day Moving Average | 5.66 |
| Relative Strength Index (RSI) | 63.19 |
| Average Volume (20 Days) | 1,969 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, FPBC had revenue of 16.84 million and earned 1.65 million in profits. Earnings per share was 0.37.
| Revenue | 16.84M |
| Gross Profit | 16.84M |
| Operating Income | 2.24M |
| Pretax Income | 2.24M |
| Net Income | 1.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.37 |
Balance Sheet
The company has 51.55 million in cash and 47.22 million in debt, with a net cash position of 4.32 million or 0.99 per share.
| Cash & Cash Equivalents | 51.55M |
| Total Debt | 47.22M |
| Net Cash | 4.32M |
| Net Cash Per Share | 0.99 |
| Equity (Book Value) | 42.75M |
| Book Value Per Share | 9.75 |
| Working Capital | -364.74M |
Cash Flow
In the last 12 months, operating cash flow was 3.41 million and capital expenditures -284,015, giving a free cash flow of 3.12 million.
| Operating Cash Flow | 3.41M |
| Capital Expenditures | -284,015 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -3.71M |
| Free Cash Flow | 3.12M |
| FCF Per Share | 0.71 |
Margins
| Gross Margin | n/a |
| Operating Margin | 13.27% |
| Pretax Margin | 13.27% |
| Profit Margin | 9.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.16% |
Dividends & Yields
FPBC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.22% |
| Shareholder Yield | -1.22% |
| Earnings Yield | 5.07% |
| FCF Yield | 9.62% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |