First Pacific Bancorp (FPBC)

First Pacific Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	57.14	41	22.37	32.07	65.03
Investment Securities	-	22.94	26.3	28.98	31.39
Mortgage-Backed Securities	97.78	80.34	84.46	89.01	96.63
Total Investments	97.78	103.28	110.76	117.98	128.02
Gross Loans	319.87	277.78	275.2	205.01	89.04
Allowance for Loan Losses	-3.12	-3.18	-3.11	-2	-1.8
Other Adjustments to Gross Loans	-	-0.39	-	-0	-0.11
Net Loans	316.75	274.2	272.09	203	87.12
Property, Plant & Equipment	3.17	1.33	2.27	1.89	2.31
Goodwill	-	0.98	0.98	0.98	1.36
Other Intangible Assets	1.2	0.25	0.3	0.36	0.43
Accrued Interest Receivable	8.17	3.52	3.32	2.77	2.33
Other Long-Term Assets	5.41	8.42	8.14	7.65	6.42
Total Assets	489.62	432.97	420.22	366.71	293.02
Interest Bearing Deposits	245.91	210.6	207.9	144.02	119.99
Institutional Deposits	-	8.58	4.06	2	2.94
Non-Interest Bearing Deposits	160.09	131.52	121.35	118.83	134.62
Total Deposits	406	350.7	333.31	264.85	257.56
Current Portion of Leases	-	0.33	-	-	-
Accrued Interest Payable	5.38	2.48	3	2.08	1.52
Federal Home Loan Bank Debt, Long-Term	36.29	40	45	65	12
Long-Term Leases	-	0.31	1.53	1.62	2.21
Total Liabilities	447.66	393.82	382.84	333.56	273.29
Common Stock	37.87	34.6	34.22	30.51	15.96
Additional Paid-In Capital	-	2.68	2.48	1.77	1.64
Retained Earnings	4.66	2.65	1.54	1.88	2.87
Comprehensive Income & Other	-0.58	-0.77	-0.87	-1.01	-0.74
Shareholders' Equity	41.96	39.15	37.38	33.15	19.73
Total Liabilities & Equity	489.62	432.97	420.22	366.71	293.02
Total Debt	36.29	40.64	46.53	66.62	14.21
Net Cash (Debt)	20.85	0.36	-24.16	-34.55	50.82
Net Cash Growth	5764.60%	-	-	-	70.53%
Net Cash Per Share	4.81	0.08	-6.05	-14.11	24.76
Filing Date Shares Outstanding	4.35	4.29	4.23	3.78	2.01
Total Common Shares Outstanding	4.35	4.29	4.23	3.78	2.01
Book Value Per Share	9.65	9.12	8.83	8.78	9.83
Tangible Book Value	40.76	37.93	36.1	31.81	17.94
Tangible Book Value Per Share	9.38	8.83	8.53	8.42	8.94

Source: S&P Global Market Intelligence. Banks template. Financial Sources.