First Pacific Bancorp (FPBC)

First Pacific Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	51.94	41	22.37	32.07	65.03	50.91
Investment Securities	-	22.94	26.3	28.98	31.39	9.52
Mortgage-Backed Securities	98.75	80.34	84.46	89.01	96.63	13.71
Total Investments	98.75	103.28	110.76	117.98	128.02	23.23
Gross Loans	319.95	277.78	275.2	205.01	89.04	123.46
Allowance for Loan Losses	-3.14	-3.18	-3.11	-2	-1.8	-1.46
Other Adjustments to Gross Loans	-	-0.39	-	-0	-0.11	-0.23
Net Loans	316.81	274.2	272.09	203	87.12	121.77
Property, Plant & Equipment	3.28	1.33	2.27	1.89	2.31	0.85
Goodwill	-	0.98	0.98	0.98	1.36	0.38
Other Intangible Assets	1.2	0.25	0.3	0.36	0.43	-
Accrued Interest Receivable	8.59	3.52	3.32	2.77	2.33	0.75
Other Long-Term Assets	5.38	8.42	8.14	7.65	6.42	6.31
Total Assets	485.94	432.97	420.22	366.71	293.02	204.21
Interest Bearing Deposits	254.74	210.6	207.9	144.02	119.99	77.24
Institutional Deposits	-	8.58	4.06	2	2.94	5.29
Non-Interest Bearing Deposits	134.78	131.52	121.35	118.83	134.62	79
Total Deposits	389.52	350.7	333.31	264.85	257.56	161.53
Current Portion of Leases	-	0.33	-	-	-	-
Accrued Interest Payable	5.21	2.48	3	2.08	1.52	1.05
Federal Home Loan Bank Debt, Long-Term	50	40	45	65	12	20.5
Long-Term Leases	-	0.31	1.53	1.62	2.21	0.61
Total Liabilities	444.74	393.82	382.84	333.56	273.29	183.69
Common Stock	37.7	34.6	34.22	30.51	15.96	15.96
Additional Paid-In Capital	-	2.68	2.48	1.77	1.64	1.57
Retained Earnings	4.1	2.65	1.54	1.88	2.87	2.68
Comprehensive Income & Other	-0.6	-0.77	-0.87	-1.01	-0.74	0.3
Shareholders' Equity	41.2	39.15	37.38	33.15	19.73	20.51
Total Liabilities & Equity	485.94	432.97	420.22	366.71	293.02	204.21
Total Debt	50	40.64	46.53	66.62	14.21	21.11
Net Cash (Debt)	1.94	0.36	-24.16	-34.55	50.82	29.8
Net Cash Growth	-	-	-	-	70.53%	744.93%
Net Cash Per Share	0.45	0.08	-6.05	-14.11	24.76	14.69
Filing Date Shares Outstanding	4.34	4.29	4.23	3.78	2.01	2.01
Total Common Shares Outstanding	4.34	4.29	4.23	3.78	2.01	2.01
Book Value Per Share	9.48	9.12	8.83	8.78	9.83	10.22
Tangible Book Value	40	37.93	36.1	31.81	17.94	20.13
Tangible Book Value Per Share	9.21	8.83	8.53	8.42	8.94	10.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.