First Pacific Bancorp (FPBC)
OTCMKTS · Delayed Price · Currency is USD
5.13
-0.07 (-1.35%)
Oct 31, 2025, 4:00 PM EDT

First Pacific Bancorp Statistics

Total Valuation

FPBC has a market cap or net worth of 22.28 million.

Market Cap22.28M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date Oct 29, 2025
Ex-Dividend Date n/a

Share Statistics

FPBC has 4.34 million shares outstanding. The number of shares has increased by 1.23% in one year.

Current Share Class 4.34M
Shares Outstanding 4.34M
Shares Change (YoY) +1.23%
Shares Change (QoQ) +0.13%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 11.36.

PE Ratio 11.36
Forward PE n/a
PS Ratio 1.41
PB Ratio 0.54
P/TBV Ratio 0.56
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.90%.

Return on Equity (ROE) 4.90%
Return on Assets (ROA) 0.42%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FPBC has paid 786,510 in taxes.

Income Tax 786,510
Effective Tax Rate 28.71%

Stock Price Statistics

The stock price has decreased by -16.59% in the last 52 weeks. The beta is 0.27, so FPBC's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change -16.59%
50-Day Moving Average 5.26
200-Day Moving Average 5.43
Relative Strength Index (RSI) 39.00
Average Volume (20 Days) 679

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FPBC had revenue of 15.76 million and earned 1.95 million in profits. Earnings per share was 0.45.

Revenue15.76M
Gross Profit 15.76M
Operating Income 2.74M
Pretax Income 2.74M
Net Income 1.95M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.45
Full Income Statement

Balance Sheet

The company has 51.94 million in cash and 50.00 million in debt, giving a net cash position of 1.94 million or 0.45 per share.

Cash & Cash Equivalents 51.94M
Total Debt 50.00M
Net Cash 1.94M
Net Cash Per Share 0.45
Equity (Book Value) 41.20M
Book Value Per Share 9.49
Working Capital -334.21M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 17.38%
Pretax Margin 17.38%
Profit Margin 12.39%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

FPBC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.23%
Shareholder Yield -1.23%
Earnings Yield 8.77%
FCF Yield n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2