Golden Valley Bancshares, Inc. (GVYB)

Golden Valley Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	82.29	42.42	31.82	46.67	18.64
Investment Securities	142.02	158.51	156.82	138.82	73.99
Mortgage-Backed Securities	52.44	34.68	37.93	45.07	44.99
Total Investments	194.46	193.18	194.75	183.89	118.98
Gross Loans	247.5	240.1	241.9	239.29	266.44
Allowance for Loan Losses	-3.94	-3.94	-3.96	-4.58	-3.99
Other Adjustments to Gross Loans	-	-	-	-0.11	-0.92
Net Loans	243.56	236.17	237.95	234.6	261.53
Property, Plant & Equipment	4.51	5.15	2.99	2.99	2.72
Accrued Interest Receivable	10.11	10.31	9.73	4.28	3.19
Other Long-Term Assets	1.36	1.33	1.31	1.28	1.26
Total Assets	536.29	488.56	478.54	473.72	406.32
Interest Bearing Deposits	310.78	252.98	259.86	252.7	205.24
Institutional Deposits	18.5	24.01	11.13	9.72	9.93
Non-Interest Bearing Deposits	159.64	168.06	172.17	170.38	147.87
Total Deposits	488.92	445.05	443.16	432.8	363.03
Short-Term Borrowings	-	-	-	-	5
Current Portion of Leases	0.42	-	-	-	-
Accrued Interest Payable	1.43	1.33	1.24	0.77	1.09
Long-Term Debt	5.89	5.84	5.79	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	0.23	0.4
Long-Term Leases	0.73	1.52	1.1	1.17	1.48
Other Long-Term Liabilities	0.2	0.2	0.09	0.09	0.08
Total Liabilities	497.59	453.94	451.39	435.06	371.07
Common Stock	19.33	19.22	19.14	19.02	18.92
Retained Earnings	30.38	27.13	23.57	18.99	13.83
Comprehensive Income & Other	-11.01	-11.72	-15.55	0.65	2.51
Shareholders' Equity	38.7	34.63	27.16	38.66	35.25
Total Liabilities & Equity	536.29	488.56	478.54	473.72	406.32
Total Debt	7.05	7.37	6.89	1.41	6.88
Net Cash (Debt)	89.16	48.22	37.58	51.02	25.01
Net Cash Growth	84.92%	28.30%	-26.34%	103.99%	513.90%
Net Cash Per Share	39.09	21.29	16.37	22.23	10.97
Filing Date Shares Outstanding	2.24	2.23	2.24	2.24	2.24
Total Common Shares Outstanding	2.24	2.23	2.24	2.24	2.24
Book Value Per Share	17.30	15.54	12.15	17.25	15.73
Tangible Book Value	38.7	34.63	27.16	38.66	35.25
Tangible Book Value Per Share	17.30	15.54	12.15	17.25	15.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.