Golden Valley Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	66.71	82.29	42.42	31.82	46.67
Investment Securities	241.31	142.02	158.51	156.82	138.82
Mortgage-Backed Securities	-	52.44	34.68	37.93	45.07
Total Investments	241.31	194.46	193.18	194.75	183.89
Gross Loans	275.62	247.5	240.1	241.9	239.29
Allowance for Loan Losses	-4.35	-3.94	-3.94	-3.96	-4.58
Other Adjustments to Gross Loans	-	-	-	-	-0.11
Net Loans	271.27	243.56	236.17	237.95	234.6
Property, Plant & Equipment	3.88	4.51	5.15	2.99	2.99
Accrued Interest Receivable	-	10.11	10.31	9.73	4.28
Other Long-Term Assets	8.42	1.36	1.33	1.31	1.28
Total Assets	591.59	536.29	488.56	478.54	473.72
Accrued Expenses	2.73	-	-	-	-
Interest Bearing Deposits	348.92	310.78	252.98	259.86	252.7
Institutional Deposits	-	18.5	24.01	11.13	9.72
Non-Interest Bearing Deposits	190.92	159.64	168.06	172.17	170.38
Total Deposits	539.84	488.92	445.05	443.16	432.8
Current Portion of Leases	-	0.42	-	-	-
Accrued Interest Payable	-	1.43	1.33	1.24	0.77
Long-Term Debt	5.94	5.89	5.84	5.79	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	0.23
Long-Term Leases	-	0.73	1.52	1.1	1.17
Other Long-Term Liabilities	-	0.2	0.2	0.09	0.09
Total Liabilities	548.51	497.59	453.94	451.39	435.06
Common Stock	17.64	19.33	19.22	19.14	19.02
Retained Earnings	32.61	30.38	27.13	23.57	18.99
Comprehensive Income & Other	-7.17	-11.01	-11.72	-15.55	0.65
Shareholders' Equity	43.08	38.7	34.63	27.16	38.66
Total Liabilities & Equity	591.59	536.29	488.56	478.54	473.72
Total Debt	5.94	7.05	7.37	6.89	1.41
Net Cash (Debt)	77.34	89.16	48.22	37.58	51.02
Net Cash Growth	-13.26%	84.92%	28.30%	-26.34%	103.99%
Net Cash Per Share	34.01	39.09	21.29	16.37	22.23
Filing Date Shares Outstanding	2.2	2.24	2.23	2.24	2.24
Total Common Shares Outstanding	2.2	2.24	2.23	2.24	2.24
Book Value Per Share	19.61	17.30	15.54	12.15	17.25
Tangible Book Value	43.08	38.7	34.63	27.16	38.66
Tangible Book Value Per Share	19.61	17.30	15.54	12.15	17.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.