Golden Valley Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	68.1	82.29	42.42	31.82	46.67
Investment Securities	137.41	142.02	158.51	156.82	138.82
Mortgage-Backed Securities	100.49	52.44	34.68	37.93	45.07
Total Investments	237.9	194.46	193.18	194.75	183.89
Gross Loans	275.62	247.5	240.1	241.9	239.29
Allowance for Loan Losses	-4.35	-3.94	-3.94	-3.96	-4.58
Other Adjustments to Gross Loans	-	-	-	-	-0.11
Net Loans	271.27	243.56	236.17	237.95	234.6
Property, Plant & Equipment	5.33	4.51	5.15	2.99	2.99
Accrued Interest Receivable	9.06	10.11	10.31	9.73	4.28
Other Long-Term Assets	1.38	1.36	1.33	1.31	1.28
Total Assets	593.04	536.29	488.56	478.54	473.72
Interest Bearing Deposits	323.05	319.11	252.98	259.86	252.7
Institutional Deposits	33.3	18.5	24.01	11.13	9.72
Non-Interest Bearing Deposits	183.49	151.31	168.06	172.17	170.38
Total Deposits	539.84	488.92	445.05	443.16	432.8
Current Portion of Leases	0.44	-	-	-	-
Accrued Interest Payable	1.61	1.43	1.33	1.24	0.77
Long-Term Debt	5.94	5.89	5.84	5.79	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	0.23
Long-Term Leases	1.78	1.15	1.52	1.1	1.17
Other Long-Term Liabilities	0.35	0.2	0.2	0.09	0.09
Total Liabilities	549.96	497.59	453.94	451.39	435.06
Common Stock	18.4	19.33	19.22	19.14	19.02
Retained Earnings	31.85	30.38	27.13	23.57	18.99
Comprehensive Income & Other	-7.17	-11.01	-11.72	-15.55	0.65
Shareholders' Equity	43.08	38.7	34.63	27.16	38.66
Total Liabilities & Equity	593.04	536.29	488.56	478.54	473.72
Total Debt	8.16	7.05	7.37	6.89	1.41
Net Cash (Debt)	75.11	89.16	48.22	37.58	51.02
Net Cash Growth	-15.76%	84.92%	28.30%	-26.34%	103.99%
Net Cash Per Share	33.07	39.09	21.29	16.37	22.23
Filing Date Shares Outstanding	2.19	2.24	2.23	2.24	2.24
Total Common Shares Outstanding	2.19	2.24	2.23	2.24	2.24
Book Value Per Share	19.64	17.30	15.54	12.15	17.25
Tangible Book Value	43.08	38.7	34.63	27.16	38.66
Tangible Book Value Per Share	19.64	17.30	15.54	12.15	17.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.