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Highlands Bankshares, Inc. (HBSI)
OTCMKTS · Delayed Price · Currency is USD
47.80
0.00 (0.00%)
Oct 1, 2026, 4:00 PM EST

Highlands Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
29.0626.6223.8120.722.0921.77
Revenue Growth
22.07%11.81%15.01%-6.30%1.46%16.48%
Net Income
6.935.914.853.564.434.94
Earnings Per Share
5.274.473.632.663.313.69
EPS Growth
45.20%23.27%36.44%-19.65%-10.29%47.71%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
43.6336.7725.4427.1136.4549.2
Total Debt
4.538.8413.9215.41125.18
Net Cash (Debt)
39.1127.9211.5211.724.4544.02
Net Cash Growth
239.41%142.35%-1.49%-52.16%-44.46%-10.71%
Net Cash Per Share
29.7321.168.628.7518.2932.93

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6.355.285.275.56.44
Capital Expenditures
--2.24-2.61-1.43-0.63-0.26
Free Cash Flow
-4.112.673.844.876.19
Free Cash Flow Growth
-53.69%-30.35%-21.24%-21.28%8.30%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.86%22.18%20.38%17.18%20.04%22.67%
FCF Margin
-15.42%11.22%18.53%22.04%28.41%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.8801.8001.6801.7701.8001.670
Dividend Per Share Growth
5.65%7.14%-5.08%-1.67%7.78%-1.76%
Dividend Yield
3.93%4.32%5.56%5.25%4.98%4.71%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.079.619.0414.4713.0011.92
P/FCF Ratio
-13.8216.4313.4211.829.51
PS Ratio
2.152.131.842.492.612.70