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Highlands Bankshares, Inc. (HBSI)
OTCMKTS · Delayed Price · Currency is USD
48.00
0.00 (0.00%)
Aug 6, 2026, 1:21 PM EST

Highlands Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
29.0626.6223.8120.722.0921.77
Revenue Growth
-11.81%15.01%-6.30%1.46%16.48%
Net Income
6.935.914.853.564.434.94
Earnings Per Share
5.274.473.632.663.313.69
EPS Growth
-23.27%36.44%-19.65%-10.29%47.71%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
43.6336.7725.4427.1136.4549.2
Total Debt
4.538.8413.9215.41125.18
Net Cash (Debt)
39.1127.9211.5211.724.4544.02
Net Cash Growth
-142.35%-1.49%-52.16%-44.46%-10.71%
Net Cash Per Share
29.7321.168.628.7518.2932.93

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6.355.385.275.56.44
Capital Expenditures
--2.24-2.61-1.43-0.63-0.26
Free Cash Flow
-4.112.773.844.876.19
Free Cash Flow Growth
-48.14%-27.74%-21.24%-21.28%8.30%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.86%22.18%20.38%17.18%20.04%22.67%
FCF Margin
-15.42%11.64%18.53%22.04%28.41%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.880-1.7101.7401.8001.670
Dividend Per Share Growth
5.65%--1.72%-3.33%7.78%-1.76%
Dividend Yield
3.92%-5.66%5.16%4.98%4.71%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.119.619.0414.4713.0011.92
P/FCF Ratio
-13.8215.8313.4211.829.51
PS Ratio
2.162.131.842.492.612.70