Highlands Bankshares, Inc. (HBSI)

Highlands Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	46	44	51	58	59	46
Market Cap Growth	-23.75%	-14.75%	-10.55%	-2.18%	28.02%	-12.10%
Last Close Price	34.75	31.96	35.69	38.26	37.50	28.00
PE Ratio	9.57	9.04	14.47	13.00	11.92	13.75
PS Ratio	1.94	1.84	2.49	2.61	2.70	2.46
PB Ratio	0.75	0.72	0.93	1.05	0.99	0.82
P/FCF Ratio	16.66	15.83	13.42	11.82	9.51	8.05
P/OCF Ratio	8.58	8.15	9.78	10.47	9.13	7.38
Debt / Equity Ratio	0.23	0.23	0.28	0.22	0.09	0.12
Debt / FCF Ratio	5.02	5.02	4.02	2.47	0.84	1.19
Return on Equity (ROE)	8.31%	8.31%	6.44%	7.74%	8.53%	6.02%
Return on Assets (ROA)	0.86%	0.86%	0.66%	0.85%	0.99%	0.75%
Earnings Yield	10.51%	11.06%	6.91%	7.69%	8.39%	7.27%
FCF Yield	6.00%	6.32%	7.45%	8.46%	10.51%	12.43%
Dividend Yield	4.92%	5.35%	4.88%	4.71%	4.45%	6.07%
Payout Ratio	46.28%	46.28%	66.52%	54.37%	45.21%	68.03%
Total Shareholder Return	4.92%	5.35%	4.88%	4.71%	4.45%	6.07%

Updated Nov 5, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.