High Country Bancorp, Inc. (HCBC)
OTCMKTS · Delayed Price · Currency is USD
44.08
0.00 (0.00%)
Jul 28, 2026, 3:33 PM EST
High Country Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Interest Income on Loans | 28.09 | 26.77 | 22.59 | 17.7 | 17.06 | 15.95 |
Interest Income on Investments | 1.81 | 1.77 | 1.82 | 2.71 | 0.85 | 0.57 |
Total Interest Income | 29.91 | 28.54 | 24.4 | 20.41 | 17.91 | 16.53 |
Interest Paid on Deposits | 5.2 | 4.99 | 3.59 | 1.13 | 0.4 | 0.39 |
Interest Paid on Borrowings | 1.82 | 2.08 | 1.83 | 0.23 | - | 0.3 |
Total Interest Expense | 7.02 | 7.07 | 5.42 | 1.35 | 0.4 | 0.69 |
Net Interest Income | 22.89 | 21.47 | 18.98 | 19.06 | 17.51 | 15.84 |
Net Interest Income Growth | 10.60% | 13.13% | -0.39% | 8.83% | 10.56% | 3.38% |
Other Non-Interest Income | 1.94 | 1.71 | 1.51 | 1.48 | 1.56 | 1.72 |
Total Non-Interest Income | 2.45 | 2.19 | 1.96 | 2.04 | 3.42 | 5.73 |
Non-Interest Income Growth | 17.43% | 11.25% | -3.87% | -40.18% | -40.39% | 68.80% |
Revenues Before Loan Losses | 25.34 | 23.66 | 20.94 | 21.1 | 20.92 | 21.57 |
Provision for Loan Losses | 0.9 | 0.7 | 1 | 0.3 | - | 0.15 |
| 24.44 | 22.96 | 19.94 | 20.8 | 20.92 | 21.42 | |
Revenue Growth | 12.45% | 15.11% | -4.11% | -0.60% | -2.30% | 22.29% |
Salaries and Employee Benefits | 10.92 | 9.91 | 8.52 | 8.63 | 9.81 | 9.8 |
Occupancy Expenses | 3.76 | 3.68 | 3.18 | 2.79 | 2.75 | 2.33 |
Selling, General & Administrative | 0.91 | 0.91 | 1 | 0.88 | 0.79 | 0.81 |
Other Non-Interest Expense | 3.12 | 3.84 | 3.05 | 2.59 | 2.01 | 2.01 |
Total Non-Interest Expense | 18.7 | 18.35 | 15.74 | 14.89 | 15.36 | 14.93 |
EBT Excluding Unusual Items | 5.73 | 4.61 | 4.2 | 5.91 | 5.56 | 6.48 |
Pretax Income | 5.73 | 4.61 | 4.2 | 5.91 | 5.56 | 6.48 |
Income Tax Expense | 1.27 | 1.04 | 0.95 | 1.35 | 1.32 | 1.61 |
Net Income | 4.47 | 3.58 | 3.25 | 4.56 | 4.24 | 4.87 |
Net Income to Common | 4.47 | 3.58 | 3.25 | 4.56 | 4.24 | 4.87 |
Net Income Growth | 46.67% | 9.90% | -28.62% | 7.40% | -12.89% | 12.44% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Shares Change | -1.68% | -1.24% | 0.17% | -0.87% | -0.72% | 8.22% |
EPS (Basic) | 4.72 | 3.78 | 3.45 | 4.77 | 4.43 | 5.10 |
EPS (Diluted) | 4.47 | 3.53 | 3.17 | 4.45 | 4.11 | 4.68 |
EPS Growth | 49.19% | 11.36% | -28.76% | 8.27% | -12.18% | 3.77% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Dividend Per Share | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 33.33% |
Effective Tax Rate | 22.07% | 22.45% | 22.58% | 22.88% | 23.74% | 24.85% |