High Country Bancorp, Inc. (HCBC)
OTCMKTS · Delayed Price · Currency is USD
44.44
0.00 (0.00%)
Nov 12, 2026, 4:00 PM EST
High Country Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Interest Income on Loans | 28.3 | 28.21 | 26.77 | 22.59 | 17.7 | 17.06 |
Interest Income on Investments | 1.95 | 1.86 | 1.77 | 1.82 | 2.71 | 0.85 |
Total Interest Income | 30.25 | 30.06 | 28.54 | 24.4 | 20.41 | 17.91 |
Interest Paid on Deposits | 5.21 | 5.21 | 4.99 | 3.59 | 1.13 | 0.4 |
Interest Paid on Borrowings | 1.66 | 1.79 | 2.08 | 1.83 | 0.23 | - |
Total Interest Expense | 6.87 | 7 | 7.07 | 5.42 | 1.35 | 0.4 |
Net Interest Income | 23.38 | 23.07 | 21.47 | 18.98 | 19.06 | 17.51 |
Net Interest Income Growth | 6.49% | 7.42% | 13.13% | -0.39% | 8.83% | 10.56% |
Other Non-Interest Income | 1.86 | 1.91 | 1.71 | 1.51 | 1.48 | 1.56 |
Total Non-Interest Income | 2.35 | 2.42 | 2.19 | 1.96 | 2.04 | 3.42 |
Non-Interest Income Growth | 3.94% | 10.76% | 11.25% | -3.87% | -40.18% | -40.39% |
Revenues Before Loan Losses | 25.73 | 25.49 | 23.66 | 20.94 | 21.1 | 20.92 |
Provision for Loan Losses | -0.3 | 0.6 | 0.7 | 1 | 0.3 | - |
| 26.03 | 24.89 | 22.96 | 19.94 | 20.8 | 20.92 | |
Revenue Growth | 13.10% | 8.40% | 15.11% | -4.11% | -0.60% | -2.30% |
Salaries and Employee Benefits | 11.97 | 11.47 | 10.14 | 8.52 | 8.63 | 9.81 |
Occupancy Expenses | 3.84 | 3.77 | 3.68 | 3.18 | 2.79 | 2.75 |
Selling, General & Administrative | 0.58 | 0.58 | 0.68 | 1 | 0.88 | 0.79 |
Other Non-Interest Expense | 3.25 | 3.15 | 3.84 | 3.05 | 2.59 | 2.01 |
Total Non-Interest Expense | 19.63 | 18.96 | 18.35 | 15.74 | 14.89 | 15.36 |
EBT Excluding Unusual Items | 6.4 | 5.92 | 4.61 | 4.2 | 5.91 | 5.56 |
Pretax Income | 6.4 | 5.92 | 4.61 | 4.2 | 5.91 | 5.56 |
Income Tax Expense | 1.44 | 1.31 | 1.04 | 0.95 | 1.35 | 1.32 |
Net Income | 4.96 | 4.61 | 3.58 | 3.25 | 4.56 | 4.24 |
Net Income to Common | 4.96 | 4.61 | 3.58 | 3.25 | 4.56 | 4.24 |
Net Income Growth | 39.50% | 29.06% | 9.90% | -28.62% | 7.40% | -12.89% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Shares Change | -0.84% | -1.00% | -1.24% | 0.17% | -0.87% | -0.72% |
EPS (Basic) | 5.23 | 4.87 | 3.78 | 3.45 | 4.77 | 4.43 |
EPS (Diluted) | 4.95 | 4.60 | 3.53 | 3.17 | 4.45 | 4.11 |
EPS Growth | 40.61% | 30.31% | 11.36% | -28.76% | 8.27% | -12.18% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Dividend Per Share | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Effective Tax Rate | 22.46% | 22.09% | 22.45% | 22.58% | 22.88% | 23.74% |