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Harford Bank (HFBK)
OTCMKTS · Delayed Price · Currency is USD
44.97
0.00 (0.00%)
Sep 8, 2026, 3:02 PM EST

Harford Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
686350494842
Market Cap Growth
15.14%26.40%2.60%1.08%14.14%39.54%
Last Close Price
44.9741.2432.0330.6929.7325.83

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.678.947.187.559.417.91
PS Ratio
2.462.462.022.052.232.16
PB Ratio
0.910.890.770.830.890.85
P/FCF Ratio
7.488.307.087.147.505.64
P/OCF Ratio
7.237.926.737.007.254.54

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.020.020.020.820.010.01
Debt / FCF Ratio
0.200.160.197.060.060.07
Net Debt / Equity Ratio
-0.03-0.04-0.040.71-0.09-0.12
Net Debt / FCF Ratio
-0.22-0.37-0.366.13-0.80-0.82
Return on Equity (ROE)
11.07%10.38%11.23%11.43%9.90%11.28%
Return on Assets (ROA)
1.05%0.98%1.01%1.02%0.88%1.01%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.59%11.18%13.92%13.25%10.63%12.64%
FCF Yield
13.36%12.05%14.13%14.00%13.34%17.73%
Dividend Yield
2.22%2.33%2.87%2.87%2.59%2.86%
Payout Ratio
18.72%20.37%19.63%20.10%21.95%27.53%
Buyback Yield / Dilution
-1.28%-1.21%-0.39%-1.16%-1.68%-0.73%
Total Shareholder Return
0.94%1.11%2.48%1.71%0.91%2.14%