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Harford Bank (HFBK)
OTCMKTS · Delayed Price · Currency is USD
45.00
-1.00 (-2.17%)
Aug 5, 2026, 10:27 AM EST

Harford Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
706350494842
Market Cap Growth
38.69%26.40%2.60%1.08%14.14%39.54%
Last Close Price
46.0041.4932.2330.8729.9125.99

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.478.947.187.559.417.91
PS Ratio
2.612.462.022.052.232.16
PB Ratio
0.960.890.770.830.890.85
P/FCF Ratio
8.328.307.087.147.505.64
P/OCF Ratio
8.017.926.737.007.254.54

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.020.020.020.820.010.01
Debt / FCF Ratio
0.150.160.197.060.060.07
Net Debt / Equity Ratio
-0.03-0.04-0.040.71-0.09-0.12
Net Debt / FCF Ratio
-0.26-0.37-0.366.13-0.80-0.82
Return on Equity (ROE)
10.58%10.38%11.23%11.43%9.90%11.28%
Return on Assets (ROA)
1.01%0.98%1.01%1.02%0.88%1.01%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.58%11.18%13.92%13.25%10.63%12.64%
FCF Yield
12.02%12.05%14.13%14.00%13.34%17.73%
Dividend Yield
2.17%2.31%2.85%2.85%2.57%2.85%
Payout Ratio
19.84%20.37%19.63%20.10%21.95%27.53%
Buyback Yield / Dilution
-1.31%-1.21%-0.39%-1.16%-1.68%-0.73%
Total Shareholder Return
0.86%1.10%2.46%1.69%0.89%2.12%