Heritage NOLA Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10.65	7.9	6.44	4.69	14.69
Investment Securities	6.18	2.73	3.43	11.69	15.09
Mortgage-Backed Securities	5.98	11.55	13.13	15.16	8.9
Total Investments	12.16	14.28	16.56	26.85	23.99
Gross Loans	145.82	159.35	143.65	151.23	108.2
Allowance for Loan Losses	-1.3	-1.31	-1.31	-1.02	-1.03
Other Adjustments to Gross Loans	-	-12.03	-4.24	-14.7	-4.59
Net Loans	144.52	146.01	138.11	135.51	102.58
Property, Plant & Equipment	6.24	6.42	6.65	6.91	7.19
Loans Held for Sale	-	-	-	-	0.2
Accrued Interest Receivable	-	0.65	0.54	0.58	0.45
Other Current Assets	2.75	0.41	0.41	0.35	0.4
Long-Term Deferred Tax Assets	-	0.9	0.82	0.66	0.14
Other Long-Term Assets	2.49	3.23	3.18	3.14	3.09
Total Assets	179.29	181.34	174.17	179.54	153.57
Accrued Expenses	1.12	1.12	1.11	1.1	1.14
Interest Bearing Deposits	131.84	102.53	95.55	103.73	99.63
Institutional Deposits	-	25.4	19	15.6	5
Non-Interest Bearing Deposits	15.37	15.42	16.61	16.79	14.53
Total Deposits	147.22	143.35	131.16	136.12	119.16
Current Portion of Long-Term Debt	9.5	16.5	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	21.5	21.61	10.47
Other Long-Term Liabilities	0.46	0.24	0.13	0.22	0.55
Total Liabilities	158.3	161.22	153.9	159.05	131.31
Common Stock	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	10.74	10.66	10.6	10.36	10.96
Retained Earnings	11.65	11.18	11.39	13.16	12.54
Comprehensive Income & Other	-1.41	-1.72	-1.73	-3.05	-1.25
Shareholders' Equity	21	20.12	20.27	20.49	22.26
Total Liabilities & Equity	179.29	181.34	174.17	179.54	153.57
Total Debt	9.5	16.5	21.5	21.61	10.47
Net Cash (Debt)	1.65	-7.25	-13.22	-14.59	7.81
Net Cash Per Share	1.31	-6.34	-11.60	-11.84	6.17
Filing Date Shares Outstanding	1.14	1.15	1.14	1.13	1.19
Total Common Shares Outstanding	1.14	1.15	1.14	1.13	1.19
Book Value Per Share	18.41	17.50	17.71	18.07	18.75
Tangible Book Value	21	20.12	20.27	20.49	22.26
Tangible Book Value Per Share	18.41	17.50	17.71	18.07	18.75