Heritage NOLA Bancorp, Inc. (HRGG)

Heritage NOLA Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-0.22	-1.54	0.63	1.01
Depreciation & Amortization	0.25	0.26	0.29	0.29
Gain (Loss) on Sale of Assets	-	-	-	0.01
Gain (Loss) on Sale of Investments	0.03	1.77	0.1	0.11
Provision for Credit Losses	-	-	-	0.03
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.02	0.02	0.29	3.67
Accrued Interest Receivable	-0.1	-0.03	-0.12	0.03
Change in Other Net Operating Assets	-0.05	-0.12	-0.05	-0.04
Other Operating Activities	-0.15	-0.45	0.02	-0.04
Operating Cash Flow	-0.13	0.19	1.41	4.73
Operating Cash Flow Growth	-	-86.52%	-70.22%	-
Capital Expenditures	-0.02	-0	-0.01	-0.08
Investment in Securities	2.19	10.12	-5.31	-7.24
Net Decrease (Increase) in Loans Originated / Sold - Investing	-7.88	-2.85	-32.99	-1.95
Other Investing Activities	-	-0.55	-	-
Investing Cash Flow	-5.71	6.72	-38.3	-9.27
Long-Term Debt Issued	236	265.85	46.05	4.2
Long-Term Debt Repaid	-241	-265.96	-34.91	-7.84
Net Debt Issued (Repaid)	-5	-0.11	11.14	-3.64
Repurchase of Common Stock	-	-	-0.89	-1.14
Net Increase (Decrease) in Deposit Accounts	12.19	-4.96	16.96	15.47
Other Financing Activities	0.11	-0.09	-0.33	0.29
Financing Cash Flow	7.3	-5.16	26.88	10.99
Net Cash Flow	1.46	1.75	-10.01	6.45
Free Cash Flow	-0.15	0.19	1.4	4.66
Free Cash Flow Growth	-	-86.67%	-69.88%	-
Free Cash Flow Margin	-3.41%	5.61%	23.64%	73.76%
Free Cash Flow Per Share	-0.13	0.16	1.14	3.68
Cash Interest Paid	5.04	3.91	0.97	0.88
Cash Income Tax Paid	-	0.04	0.14	0.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.