Huron Valley Bancorp, Inc. (HVLM)

Huron Valley Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	27.35	23.9	52.23	84.89	34.71
Investment Securities	22.3	27.47	21.95	9.06	2.54
Total Investments	22.3	27.47	21.95	9.06	2.54
Gross Loans	188.68	177.3	150.17	139.39	150.81
Allowance for Loan Losses	-2.64	-2.36	-1.95	-1.83	-1.59
Net Loans	186.04	174.94	148.21	137.56	149.22
Property, Plant & Equipment	7.65	4.15	4.19	4.29	4.35
Loans Held for Sale	-	-	-	0.15	0.18
Long-Term Deferred Tax Assets	0.68	0.67	0.61	0.34	0.33
Other Long-Term Assets	1.07	0.93	0.7	0.59	0.76
Total Assets	245.33	232.3	228.12	237.07	192.27
Accrued Expenses	0.87	0.78	0.43	0.15	0.19
Interest Bearing Deposits	135.81	118.62	103.83	109.26	102.01
Non-Interest Bearing Deposits	83	90.08	103.81	108.67	72.37
Total Deposits	218.8	208.69	207.64	217.93	174.38
Long-Term Debt	2.03	2.03	1.8	1.55	2.13
Total Liabilities	221.7	211.5	209.87	219.64	176.69
Common Stock	8.07	8	7.85	7.85	7.85
Retained Earnings	16.61	13.83	11.63	9.73	7.75
Comprehensive Income & Other	-1.05	-1.03	-1.23	-0.14	-0.02
Total Common Equity	23.63	20.8	18.25	17.44	15.58
Shareholders' Equity	23.63	20.8	18.25	17.44	15.58
Total Liabilities & Equity	245.33	232.3	228.12	237.07	192.27
Total Debt	2.03	2.03	1.8	1.55	2.13
Net Cash (Debt)	25.33	22.08	50.43	83.34	32.59
Net Cash Growth	14.73%	-56.22%	-39.49%	155.75%	163.92%
Net Cash Per Share	28.98	25.30	58.00	96.13	37.62
Filing Date Shares Outstanding	0.88	0.88	0.87	0.87	0.87
Total Common Shares Outstanding	0.88	0.88	0.87	0.87	0.87
Book Value Per Share	26.92	23.76	21.02	20.08	17.94
Tangible Book Value	23.63	20.8	18.25	17.44	15.58
Tangible Book Value Per Share	26.92	23.76	21.02	20.08	17.94

Source: S&P Global Market Intelligence. Banks template. Financial Sources.