Huron Valley Bancorp, Inc. (HVLM)

Huron Valley Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	32	26	23	20	17	16
Market Cap Growth	-	11.05%	13.66%	17.89%	6.67%	12.54%
Last Close Price	36.00	29.40	26.60	23.50	20.00	18.75
PE Ratio	10.94	8.98	8.37	8.12	8.72	7.96
PS Ratio	2.75	2.25	2.26	2.16	2.12	2.22
PB Ratio	1.17	0.96	0.99	0.98	0.95	0.93
Debt / Equity Ratio	0.19	0.19	0.09	0.10	0.10	0.09
Net Debt / Equity Ratio	-0.33	-0.33	-1.07	-1.06	-2.76	-4.78
Return on Equity (ROE)	11.38%	11.38%	12.51%	12.92%	11.16%	12.39%
Return on Assets (ROA)	1.12%	1.12%	1.16%	1.10%	0.86%	0.95%
Earnings Yield	9.10%	11.14%	11.94%	12.32%	11.47%	12.57%
Dividend Yield	-	-	-	0.43%	0.50%	0.43%
Buyback Yield / Dilution	-0.10%	-0.10%	-0.14%	-0.37%	-0.29%	-0.08%
Total Shareholder Return	-0.10%	-0.10%	-0.14%	0.05%	0.21%	0.35%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.