IDCBY Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,016,744	1,335,585	1,192,752	1,622,515	1,176,997	629,505
Investment Securities	17,776,581	17,208,229	15,048,342	12,933,727	11,313,193	9,931,571
Trading Asset Securities	1,164,837	660,155	804,561	447,139	413,253	346,475
Total Investments	18,941,418	17,868,384	15,852,903	13,380,866	11,726,446	10,278,046
Gross Loans	30,826,472	30,506,114	28,372,229	26,086,482	23,210,376	20,667,245
Allowance for Loan Losses	-	-851,750	-815,072	-756,001	-672,224	-603,764
Net Loans	30,826,472	29,654,364	27,557,157	25,330,481	22,538,152	20,063,481
Property, Plant & Equipment	286,075	316,784	326,375	326,850	326,650	321,958
Goodwill	-	18,862	19,165	8,967	8,799	8,169
Other Intangible Assets	-	13,454	13,960	14,438	14,935	15,593
Accrued Interest Receivable	-	98,554	89,753	83,798	78,082	66,747
Other Receivables	1,243,760	680,888	492,305	512,951	598,433	599,068
Restricted Cash	1,382,273	2,663,789	2,634,893	2,832,799	2,647,750	2,459,402
Other Current Assets	-	332,074	210,104	147,264	131,773	275,481
Long-Term Deferred Tax Assets	108,577	104,289	90,047	104,669	101,117	79,259
Other Real Estate Owned & Foreclosed	-	3,173	3,212	3,386	3,405	6,211
Other Long-Term Assets	967,265	387,573	339,120	328,095	257,607	368,463
Total Assets	55,772,584	53,477,773	48,821,746	44,697,079	39,610,146	35,171,383
Accrued Expenses	-	65,239	61,243	60,709	57,775	49,205
Interest Bearing Deposits	29,896,151	41,072,271	37,932,813	35,465,435	31,759,941	28,139,670
Non-Interest Bearing Deposits	14,587,096	774,002	774,778	742,573	693,281	660,872
Total Deposits	44,483,247	41,846,273	38,707,591	36,208,008	32,453,222	28,800,542
Short-Term Borrowings	3,199,546	3,205,009	2,291,778	1,622,830	1,193,939	926,620
Current Portion of Long-Term Debt	160,826	176,793	169,622	231,374	144,743	37,363
Current Portion of Leases	-	6,741	6,741	8,073	8,923	8,315
Current Income Taxes Payable	33,352	23,374	31,880	63,322	85,581	92,443
Accrued Interest Payable	447,698	536,794	595,338	539,749	457,622	363,263
Other Current Liabilities	-	28,820	51,282	-	-	-
Long-Term Debt	1,882,510	2,230,385	2,040,523	1,377,140	912,965	813,225
Long-Term Leases	-	12,810	14,242	16,776	19,706	20,025
Pension & Post-Retirement Benefits	-	5	7	12	19	32
Long-Term Deferred Tax Liabilities	5,160	6,551	4,278	3,930	3,950	5,624
Other Long-Term Liabilities	1,204,486	1,066,955	859,955	788,568	756,282	779,468
Total Liabilities	51,416,825	49,205,749	44,834,480	40,920,491	36,094,727	31,896,125
Preferred Stock, Convertible	114,927	114,927	134,614	134,614	134,614	134,614
Total Preferred Equity	114,927	114,927	134,614	134,614	134,614	134,614
Common Stock	356,407	356,407	356,407	356,407	356,407	356,407
Retained Earnings	2,266,201	3,342,225	3,093,267	2,902,063	2,660,953	2,416,763
Comprehensive Income & Other	1,589,856	430,700	385,553	363,803	344,135	349,971
Total Common Equity	4,212,464	4,129,332	3,835,227	3,622,273	3,361,495	3,123,141
Minority Interest	28,368	27,765	17,425	19,701	19,310	17,503
Shareholders' Equity	4,355,759	4,272,024	3,987,266	3,776,588	3,515,419	3,275,258
Total Liabilities & Equity	55,772,584	53,477,773	48,821,746	44,697,079	39,610,146	35,171,383
Total Debt	5,242,882	5,631,738	4,522,906	3,256,193	2,280,276	1,805,548
Net Cash (Debt)	-1,228,326	-2,848,654	-1,094,197	226,641	369,700	70,139
Net Cash Growth	-	-	-	-38.70%	427.10%	-86.19%
Net Cash Per Share	-3.46	-7.99	-3.07	0.64	1.04	0.20
Filing Date Shares Outstanding	356,406	356,406	356,406	356,406	356,406	356,406
Total Common Shares Outstanding	356,406	356,406	356,406	356,406	356,406	356,406
Book Value Per Share	11.06	10.83	10.23	9.55	8.82	8.15
Tangible Book Value	4,212,464	4,097,016	3,802,102	3,598,868	3,337,761	3,099,379
Tangible Book Value Per Share	11.06	10.74	10.14	9.48	8.75	8.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.