IDCBY Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	369,885	375,817	313,826	224,189	214,399	245,478
Market Cap Growth	17.02%	19.75%	39.98%	4.57%	-12.66%	-6.44%
Last Close Price	17.10	16.11	12.44	8.56	8.35	8.64
PE Ratio	7.25	7.37	6.53	4.56	4.27	4.60
PS Ratio	3.87	3.93	3.47	2.42	2.23	2.37
PB Ratio	0.61	0.62	0.57	0.42	0.42	0.48
Debt / Equity Ratio	1.32	1.32	1.13	0.86	0.65	0.55
Net Debt / Equity Ratio	0.67	0.67	0.27	-0.06	-0.10	-0.02
Net Debt / FCF Ratio	-3.39	-3.39	-3.25	0.11	0.20	0.08
Return on Equity (ROE)	8.98%	8.98%	9.45%	10.01%	10.66%	11.33%
Return on Assets (ROA)	0.73%	0.73%	0.78%	0.87%	0.97%	1.02%
Earnings Yield	13.79%	14.02%	15.97%	22.90%	24.42%	22.34%
FCF Yield	-32.44%	-31.92%	-14.71%	-135.14%	-126.80%	-57.15%
Dividend Yield	3.90%	0.27%	0.34%	0.51%	0.53%	0.53%
Payout Ratio	39.05%	39.05%	33.94%	33.83%	33.05%	29.97%
Total Shareholder Return	3.90%	0.27%	0.34%	0.51%	0.53%	0.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.