IDCBY Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	348,569	313,826	224,189	214,399	245,478	262,381
Market Cap Growth	13.64%	39.98%	4.57%	-12.66%	-6.44%	-10.92%
Last Close Price	16.44	12.44	8.56	8.35	8.64	9.33
PE Ratio	7.05	6.53	4.56	4.27	4.60	5.58
PS Ratio	3.68	3.47	2.42	2.23	2.37	2.85
PB Ratio	0.59	0.57	0.42	0.42	0.48	0.59
Debt / Equity Ratio	1.15	1.13	0.86	0.65	0.55	0.62
Net Debt / Equity Ratio	0.24	0.27	-0.06	-0.10	-0.02	-0.17
Net Debt / FCF Ratio	-0.75	-3.25	0.11	0.20	0.08	0.73
Return on Equity (ROE)	9.08%	9.45%	10.01%	10.66%	11.33%	11.34%
Return on Assets (ROA)	0.73%	0.78%	0.87%	0.97%	1.02%	1.00%
Earnings Yield	14.18%	15.97%	22.90%	24.42%	22.34%	18.44%
FCF Yield	-53.58%	-14.71%	-135.14%	-126.80%	-57.15%	-40.87%
Dividend Yield	3.97%	0.34%	0.51%	0.53%	0.53%	0.44%
Payout Ratio	-	33.94%	33.83%	33.05%	29.97%	32.45%
Buyback Yield / Dilution	0.92%	-	-	-	-	-
Total Shareholder Return	4.89%	0.34%	0.51%	0.53%	0.53%	0.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.