JD Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	24.51	72.34	58.88	74.54	48.29	194.21
Investment Securities	381.55	172.93	172.57	179.53	247.22	267.17
Mortgage-Backed Securities	-	172.21	177.59	193.56	207.87	225.71
Total Investments	381.55	345.14	350.16	373.09	455.09	492.88
Gross Loans	780.69	771.12	726.03	685.62	672.63	622.57
Allowance for Loan Losses	-8.88	-8.89	-9.12	-9.91	-9.21	-8.19
Net Loans	771.8	762.22	716.91	675.71	663.42	614.38
Property, Plant & Equipment	29.83	29.16	21.08	21.67	22.69	23.16
Goodwill	-	4.18	4.18	4.18	4.18	4.18
Loans Held for Sale	0.14	0.63	0.32	-	0.55	0.71
Accrued Interest Receivable	5.17	5.12	4.98	4.91	4.99	4.49
Other Real Estate Owned & Foreclosed	2.51	2.95	2.2	1.51	0.86	1.05
Other Long-Term Assets	43.48	36.44	37.97	32.86	36.06	21.51
Total Assets	1,259	1,258	1,197	1,188	1,236	1,357
Accrued Expenses	5.9	4.62	4.26	4.7	5.14	5.99
Interest Bearing Deposits	878.52	813.91	746.96	728.57	847.78	749.12
Institutional Deposits	-	69.92	55.87	44.85	24.17	33.3
Non-Interest Bearing Deposits	237.09	234.68	224.04	254.52	272.05	419.02
Total Deposits	1,116	1,119	1,027	1,028	1,144	1,201
Short-Term Borrowings	-	0	0.09	0.32	0.32	0.32
Current Portion of Leases	-	0.25	-	-	-	-
Accrued Interest Payable	-	1.64	3.23	1.57	0.14	0.71
Long-Term Debt	29.94	29.87	79.73	79.59	29.44	46.88
Long-Term Leases	-	0.17	-	-	-	-
Total Liabilities	1,151	1,155	1,114	1,114	1,179	1,255
Common Stock	21.42	21.41	21.38	21.37	21.38	21.44
Additional Paid-In Capital	10.41	9.76	9.73	10	9.87	10.55
Retained Earnings	101.3	97.07	88.19	78.54	76.82	68.14
Comprehensive Income & Other	-25.6	-25.12	-36.8	-35.55	-50.98	1.1
Shareholders' Equity	107.54	103.12	82.5	74.36	57.1	101.23
Total Liabilities & Equity	1,259	1,258	1,197	1,188	1,236	1,357
Total Debt	29.94	30.29	79.82	79.91	29.76	47.2
Net Cash (Debt)	39.55	42.05	-20.94	-5.37	18.53	147.01
Net Cash Growth	-	-	-	-	-87.40%	-39.90%
Net Cash Per Share	11.52	12.26	-6.10	-1.57	5.42	42.86
Filing Date Shares Outstanding	3.43	3.43	3.42	3.42	3.42	3.43
Total Common Shares Outstanding	3.43	3.43	3.42	3.42	3.42	3.43
Book Value Per Share	31.32	30.10	24.12	21.75	16.69	29.51
Tangible Book Value	107.54	98.94	78.32	70.18	52.92	97.05
Tangible Book Value Per Share	31.32	28.88	22.89	20.52	15.47	28.29