JD Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	25.5	72.34	58.88	74.54	48.29	194.21
Investment Securities	388.8	172.93	172.57	179.53	247.22	267.17
Mortgage-Backed Securities	-	172.21	177.59	193.56	207.87	225.71
Total Investments	388.8	345.14	350.16	373.09	455.09	492.88
Gross Loans	771.08	771.12	726.03	685.62	672.63	622.57
Allowance for Loan Losses	-9.14	-8.89	-9.12	-9.91	-9.21	-8.19
Net Loans	761.94	762.22	716.91	675.71	663.42	614.38
Property, Plant & Equipment	29.96	29.16	21.08	21.67	22.69	23.16
Goodwill	-	4.18	4.18	4.18	4.18	4.18
Loans Held for Sale	0.66	0.63	0.32	-	0.55	0.71
Accrued Interest Receivable	4.57	5.12	4.98	4.91	4.99	4.49
Other Real Estate Owned & Foreclosed	2.44	2.95	2.2	1.51	0.86	1.05
Other Long-Term Assets	44.74	36.44	37.97	32.86	36.06	21.51
Total Assets	1,259	1,258	1,197	1,188	1,236	1,357
Accrued Expenses	6.51	4.62	4.26	4.7	5.14	5.99
Interest Bearing Deposits	877.71	813.91	746.96	728.57	847.78	749.12
Institutional Deposits	-	69.92	55.87	44.85	24.17	33.3
Non-Interest Bearing Deposits	240.72	234.68	224.04	254.52	272.05	419.02
Total Deposits	1,118	1,119	1,027	1,028	1,144	1,201
Short-Term Borrowings	-	0	0.09	0.32	0.32	0.32
Current Portion of Leases	-	0.25	-	-	-	-
Accrued Interest Payable	-	1.64	3.23	1.57	0.14	0.71
Long-Term Debt	29.91	29.87	79.73	79.59	29.44	46.88
Long-Term Leases	-	0.17	-	-	-	-
Total Liabilities	1,155	1,155	1,114	1,114	1,179	1,255
Common Stock	21.47	21.41	21.38	21.37	21.38	21.44
Additional Paid-In Capital	10.61	9.76	9.73	10	9.87	10.55
Retained Earnings	99.03	97.07	88.19	78.54	76.82	68.14
Comprehensive Income & Other	-27.34	-25.12	-36.8	-35.55	-50.98	1.1
Shareholders' Equity	103.78	103.12	82.5	74.36	57.1	101.23
Total Liabilities & Equity	1,259	1,258	1,197	1,188	1,236	1,357
Total Debt	29.91	30.29	79.82	79.91	29.76	47.2
Net Cash (Debt)	50.09	42.05	-20.94	-5.37	18.53	147.01
Net Cash Growth	259.59%	-	-	-	-87.40%	-39.90%
Net Cash Per Share	14.60	12.26	-6.10	-1.57	5.42	42.86
Filing Date Shares Outstanding	3.43	3.43	3.42	3.42	3.42	3.43
Total Common Shares Outstanding	3.43	3.43	3.42	3.42	3.42	3.43
Book Value Per Share	30.29	30.10	24.12	21.75	16.69	29.51
Tangible Book Value	103.78	98.94	78.32	70.18	52.92	97.05
Tangible Book Value Per Share	30.29	28.88	22.89	20.52	15.47	28.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.