Jeffersonville Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	21.3	19.41	17.73	15.11	14.11
Interest Income on Investments	9.38	11.08	11.68	8.6	4.84
Total Interest Income	30.68	30.5	29.41	23.71	18.95
Interest Paid on Deposits	1.2	1.99	2.09	0.36	0.37
Interest Paid on Borrowings	-	1.2	0.53	-	-
Total Interest Expense	1.2	3.19	2.62	0.36	0.37
Net Interest Income	29.48	27.31	26.79	23.35	18.58
Net Interest Income Growth (YoY)	7.96%	1.92%	14.73%	25.72%	0.27%
Gain (Loss) on Sale of Assets	-	-	0.34	0.02	-
Gain (Loss) on Sale of Investments	0.05	-0.16	-0.96	0.17	0.85
Other Non-Interest Income	3.51	2.82	2.48	2.61	2.62
Total Non-Interest Income	3.56	3.77	2.77	3.75	4.33
Non-Interest Income Growth (YoY)	-5.47%	35.81%	-26.03%	-13.42%	39.50%
Revenues Before Loan Losses	33.04	31.07	29.57	27.1	22.91
Provision for Loan Losses	0.43	0.23	-0.53	0.45	0.45
Revenue	32.61	30.84	30.09	26.65	22.46
Revenue Growth (YoY)	5.75%	2.49%	12.91%	18.68%	9.39%
Salaries and Employee Benefits	10.12	10.16	9.88	9.4	9.65
Occupancy Expenses	1.85	1.61	1.55	1.63	1.61
Selling, General & Administrative	-	1.76	1.77	1.64	1.38
Other Non-Interest Expense	4.78	2.95	2.77	2.46	2.62
Total Non-Interest Expense	16.77	16.55	15.99	15.16	15.3
EBT Excluding Unusual Items	15.84	14.29	14.1	11.49	7.15
Pretax Income	15.84	14.29	14.1	11.49	7.15
Income Tax Expense	3.29	2.96	2.93	2.19	1.21
Net Income	12.55	11.33	11.18	9.3	5.94
Net Income to Common	12.55	11.33	11.18	9.3	5.94
Net Income Growth	10.79%	1.39%	20.11%	56.53%	23.58%
Basic Shares Outstanding	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4
EPS (Basic)	2.96	2.68	2.64	2.20	1.40
EPS (Diluted)	2.96	2.68	2.64	2.20	1.40
EPS Growth	10.79%	1.39%	20.11%	56.53%	23.58%
Dividend Per Share	0.600	0.600	0.600	0.600	0.600
Effective Tax Rate	20.77%	20.69%	20.76%	19.04%	16.91%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.