Jeffersonville Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	20.77	19.41	17.73	15.11	14.11	15.02
Interest Income on Investments	9.41	11.08	11.68	8.6	4.84	4.11
Total Interest Income	30.19	30.5	29.41	23.71	18.95	19.13
Interest Paid on Deposits	0.23	1.99	2.09	0.36	0.37	0.61
Interest Paid on Borrowings	1.2	1.2	0.53	-	-	-
Total Interest Expense	1.43	3.19	2.62	0.36	0.37	0.61
Net Interest Income	28.76	27.31	26.79	23.35	18.58	18.53
Net Interest Income Growth (YoY)	6.45%	1.92%	14.73%	25.72%	0.27%	-10.12%
Gain (Loss) on Sale of Assets	-	-	0.34	0.02	-	-
Gain (Loss) on Sale of Investments	-0.21	-0.16	-0.96	0.17	0.85	0.04
Other Non-Interest Income	2.56	2.82	2.48	2.61	2.62	2.27
Total Non-Interest Income	3.25	3.77	2.77	3.75	4.33	3.1
Non-Interest Income Growth (YoY)	-20.33%	35.81%	-26.03%	-13.42%	39.50%	-9.66%
Revenues Before Loan Losses	32.01	31.07	29.57	27.1	22.91	21.63
Provision for Loan Losses	0.39	0.23	-0.53	0.45	0.45	1.1
Revenue	31.62	30.84	30.09	26.65	22.46	20.53
Revenue Growth (YoY)	3.13%	2.49%	12.91%	18.68%	9.39%	-10.53%
Salaries and Employee Benefits	10.08	10.16	9.88	9.4	9.65	9.49
Occupancy Expenses	1.7	1.61	1.55	1.63	1.61	1.6
Selling, General & Administrative	1.76	1.76	1.77	1.64	1.38	1.4
Other Non-Interest Expense	3.03	2.95	2.77	2.46	2.62	2.54
Total Non-Interest Expense	16.57	16.55	15.99	15.16	15.3	15.09
EBT Excluding Unusual Items	15.05	14.29	14.1	11.49	7.15	5.44
Pretax Income	15.05	14.29	14.1	11.49	7.15	5.44
Income Tax Expense	3.09	2.96	2.93	2.19	1.21	0.63
Net Income	11.96	11.33	11.18	9.3	5.94	4.81
Net Income to Common	11.96	11.33	11.18	9.3	5.94	4.81
Net Income Growth	8.46%	1.39%	20.11%	56.53%	23.58%	-26.07%
Basic Shares Outstanding	4	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4	4
EPS (Basic)	2.82	2.68	2.64	2.20	1.40	1.14
EPS (Diluted)	2.82	2.68	2.64	2.20	1.40	1.14
EPS Growth	8.46%	1.39%	20.11%	56.53%	23.58%	-26.07%
Dividend Per Share	0.600	0.600	0.600	0.600	0.600	0.600
Effective Tax Rate	20.56%	20.69%	20.76%	19.04%	16.91%	11.63%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.