Jeffersonville Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	12.55	11.33	11.18	9.3	5.94
Depreciation & Amortization	0.62	0.58	0.54	0.55	0.64
Gain (Loss) on Sale of Assets	0	-0.18	-0.34	-0.1	0.02
Gain (Loss) on Sale of Investments	0.83	1.18	2.12	1.25	0.57
Provision for Credit Losses	0.43	0.23	-0.53	0.45	0.45
Accrued Interest Receivable	-0.25	0.32	0.02	-0.67	0.04
Change in Other Net Operating Assets	0.57	-0.06	-0.12	-0.1	0.81
Other Operating Activities	-0.57	-0.85	-0.47	-0.4	-0.39
Operating Cash Flow	14.18	12.55	12.38	10.28	8.08
Operating Cash Flow Growth	12.96%	1.35%	20.41%	27.23%	77.88%
Capital Expenditures	-0.9	-0.82	-0.82	-0.41	-0.14
Sale of Property, Plant and Equipment	0	0	0.43	0.45	-
Investment in Securities	-3.99	43.23	27.79	-61.94	-51.62
Net Decrease (Increase) in Loans Originated / Sold - Investing	-22.81	-2.37	-13.81	-32.14	5.79
Other Investing Activities	0.5	1.78	-0.02	0.14	0.33
Investing Cash Flow	-27.19	41.82	13.57	-93.9	-45.64
Long-Term Debt Issued	2.6	-	25	-	-
Long-Term Debt Repaid	-	-25	-	-	-
Net Debt Issued (Repaid)	2.6	-25	25	-	-
Common Dividends Paid	-4.66	-3.18	-2.97	-2.54	-2.54
Net Increase (Decrease) in Deposit Accounts	22.57	-43.83	-42.53	-2.23	83.76
Financing Cash Flow	20.52	-72	-20.49	-4.77	81.22
Net Cash Flow	7.5	-17.64	5.46	-88.39	43.66
Free Cash Flow	13.27	11.73	11.56	9.87	7.95
Free Cash Flow Growth	13.18%	1.43%	17.15%	24.20%	79.59%
Free Cash Flow Margin	40.70%	38.03%	38.42%	37.03%	35.39%
Free Cash Flow Per Share	3.13	2.77	2.73	2.33	1.88
Cash Interest Paid	1.2	3.59	2.19	0.36	0.38
Cash Income Tax Paid	2.44	3.35	3.22	1.55	0.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.