Keweenaw Financial Corporation (KEFI)
OTCMKTS · Delayed Price · Currency is USD
48.50
-6.50 (-11.82%)
At close: Mar 17, 2026
Keweenaw Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 43.6 | 42.66 | 39.08 | 32.65 | 33.24 |
Interest Income on Investments | 7.02 | 6.54 | 6.74 | 5.87 | 4.95 |
Total Interest Income | 50.63 | 49.2 | 45.82 | 38.52 | 38.18 |
Interest Paid on Deposits | 13.66 | 14.64 | 10.82 | 3.19 | 3.61 |
Interest Paid on Borrowings | 2.64 | 3.6 | 3.1 | 1.33 | 0.89 |
Total Interest Expense | 16.3 | 18.24 | 13.92 | 4.53 | 4.5 |
Net Interest Income | 34.33 | 30.96 | 31.9 | 33.99 | 33.69 |
Net Interest Income Growth (YoY) | 10.88% | -2.94% | -6.15% | 0.90% | 6.78% |
Trust Income | 2.12 | 2.26 | 1.95 | 2.01 | 1.94 |
Gain (Loss) on Sale of Assets | - | -0.26 | -0.04 | - | -0.4 |
Gain (Loss) on Sale of Investments | - | - | - | 0.05 | 0 |
Other Non-Interest Income | 1.81 | 1.74 | 1.91 | 2.7 | 3.59 |
Total Non-Interest Income | 10.41 | 8.94 | 8.32 | 10.56 | 23 |
Non-Interest Income Growth (YoY) | 16.41% | 7.52% | -21.20% | -54.11% | -7.29% |
Revenues Before Loan Losses | 44.74 | 39.9 | 40.22 | 44.55 | 56.69 |
Provision for Loan Losses | -0.11 | -0.11 | 0.02 | -0 | 0.92 |
| 44.86 | 40.01 | 40.19 | 44.55 | 55.77 | |
Revenue Growth (YoY) | 12.11% | -0.45% | -9.77% | -20.12% | 6.18% |
Salaries and Employee Benefits | 20.12 | 19.15 | 20.1 | 21.58 | 26.32 |
Occupancy Expenses | 6.95 | 6.11 | 6.05 | 5.46 | 5.58 |
Federal Deposit Insurance | 0.67 | 0.64 | 0.62 | 0.4 | 0.42 |
Selling, General & Administrative | 2.14 | 2.94 | 2.66 | 2.37 | 2.6 |
Other Non-Interest Expense | 3.24 | 3.07 | 2.81 | 2.82 | 4.1 |
Total Non-Interest Expense | 33.34 | 31.95 | 32.36 | 32.7 | 39.46 |
EBT Excluding Unusual Items | 11.52 | 8.06 | 7.83 | 11.85 | 16.31 |
Pretax Income | 11.52 | 8.06 | 7.83 | 11.85 | 16.31 |
Income Tax Expense | 1.96 | 1.09 | 1.4 | 1.85 | 3.21 |
Net Income | 9.56 | 6.97 | 6.43 | 10 | 13.1 |
Net Income to Common | 9.56 | 6.97 | 6.43 | 10 | 13.1 |
Net Income Growth | 37.14% | 8.39% | -35.71% | -23.66% | 23.01% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 |
Shares Change (YoY) | -0.67% | 0.01% | 0.07% | 0.03% | - |
EPS (Basic) | 8.29 | 6.00 | 5.54 | 8.62 | 11.30 |
EPS (Diluted) | 8.29 | 6.00 | 5.54 | 8.62 | 11.30 |
EPS Growth | 38.07% | 8.39% | -35.76% | -23.68% | 23.01% |
Dividend Per Share | 1.920 | 1.760 | - | 1.460 | 1.340 |
Dividend Growth | 9.09% | - | - | 8.96% | 3.08% |
Effective Tax Rate | 17.01% | 13.56% | 17.89% | 15.61% | 19.68% |