Keweenaw Financial Corporation (KEFI)

Keweenaw Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	64	70	99	99	159	87
Market Cap Growth	-	-29.33%	0.03%	-37.96%	82.67%	38.79%
Last Close Price	54.02	57.15	79.81	78.63	124.78	66.77
PE Ratio	9.16	10.00	15.33	9.85	12.13	8.16
PS Ratio	1.60	1.74	2.45	2.21	2.85	1.66
PB Ratio	0.76	0.83	1.24	1.46	1.65	0.97
P/FCF Ratio	15.76	17.20	8.69	8.39	5.56	-
P/OCF Ratio	9.75	10.64	6.99	6.47	5.38	-
Debt / Equity Ratio	0.72	0.72	0.84	1.32	0.24	0.19
Debt / FCF Ratio	15.01	15.01	5.91	7.59	0.82	-
Net Debt / Equity Ratio	0.30	0.30	0.49	1.10	-0.72	-1.04
Net Debt / FCF Ratio	6.14	6.14	3.45	6.33	-2.44	46.10
Return on Equity (ROE)	8.52%	8.52%	8.73%	12.18%	14.05%	12.67%
Return on Assets (ROA)	0.69%	0.69%	0.62%	0.94%	1.28%	1.37%
Earnings Yield	10.91%	10.00%	6.52%	10.15%	8.25%	12.25%
FCF Yield	6.34%	5.82%	11.52%	11.92%	17.98%	-2.33%
Dividend Yield	3.49%	3.08%	-	1.86%	1.07%	1.95%
Payout Ratio	28.65%	28.65%	28.52%	16.47%	11.86%	14.15%
Buyback Yield / Dilution	-0.11%	-0.01%	-0.07%	-0.03%	-	-
Total Shareholder Return	3.38%	3.07%	-0.07%	1.83%	1.07%	1.95%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.