Kish Bancorp, Inc. (KISB)

Chuy's Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	92.18	85.63	66.62	42.39	35.47	35.16
Interest Income on Investments	5.73	6.24	6.78	4.81	4.14	4.29
Total Interest Income	97.91	91.87	73.4	47.19	39.6	39.45
Interest Paid on Deposits	33.97	33.38	21.12	5.07	2.86	5.32
Interest Paid on Borrowings	11.13	9.46	8.65	3.88	3.35	3.02
Total Interest Expense	45.11	42.83	29.77	8.95	6.21	8.34
Net Interest Income	52.81	49.03	43.63	38.24	33.39	31.11
Net Interest Income Growth (YoY)	15.83%	12.39%	14.07%	14.54%	7.33%	12.97%
Trust Income	3.27	3.32	2.55	2.49	2.12	1.78
Gain (Loss) on Sale of Investments	0.49	0.31	-0.15	0.16	0.27	-0.23
Other Non-Interest Income	6.26	5.91	6.29	6.21	4.68	4.57
Total Non-Interest Income	13.17	12.52	11.37	12.11	11.35	10.12
Non-Interest Income Growth (YoY)	13.01%	10.10%	-6.09%	6.72%	12.08%	19.06%
Revenues Before Loan Losses	65.98	61.55	55	50.35	44.73	41.23
Provision for Loan Losses	1.15	1.1	0.71	-	0.78	2.27
Revenue	64.83	60.45	54.29	50.35	43.95	38.96
Revenue Growth (YoY)	15.68%	11.35%	7.81%	14.56%	12.81%	9.30%
Salaries and Employee Benefits	26.1	24.69	21.53	20.39	19.29	17.38
Occupancy Expenses	4.33	4.11	3.9	4.62	4.06	3.06
Federal Deposit Insurance	1.42	1.29	1.13	0.76	0.73	0.5
Selling, General & Administrative	7.44	6.84	6.26	4.68	3.68	3.75
Other Non-Interest Expense	6.48	5.99	5.31	4.62	4.97	5.01
Total Non-Interest Expense	45.77	42.93	38.13	35.07	32.72	29.68
EBT Excluding Unusual Items	19.06	17.52	16.15	15.28	11.23	9.28
Pretax Income	19.06	17.52	16.15	15.28	11.23	9.28
Income Tax Expense	3.32	3	2.65	2.42	1.35	1.24
Net Income	15.74	14.52	13.5	12.86	9.88	8.04
Net Income to Common	15.74	14.52	13.5	12.86	9.88	8.04
Net Income Growth	19.19%	7.56%	4.97%	30.15%	22.91%	14.73%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	3.52%	8.58%	0.14%	-0.05%	1.97%	-0.66%
EPS (Basic)	5.52	5.13	5.22	5.02	3.88	3.20
EPS (Diluted)	5.48	5.09	5.13	4.90	3.76	3.12
EPS Growth	15.33%	-0.78%	4.69%	30.32%	20.51%	15.56%
Dividend Per Share	1.560	1.520	1.460	1.340	1.190	1.080
Dividend Growth	5.41%	4.11%	8.96%	12.61%	10.18%	5.88%
Effective Tax Rate	17.44%	17.12%	16.43%	15.85%	12.03%	13.36%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.