Kish Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	103.14	99.71	85.63	66.62	42.39	35.47
Interest Income on Investments	5.78	5.66	6.24	6.78	4.81	4.14
Total Interest Income	108.93	105.37	91.87	73.4	47.19	39.6
Interest Paid on Deposits	33.88	33.64	33.38	21.12	5.07	2.86
Interest Paid on Borrowings	13.73	13.33	9.46	8.65	3.88	3.35
Total Interest Expense	47.61	46.97	42.83	29.77	8.95	6.21
Net Interest Income	61.31	58.4	49.03	43.63	38.24	33.39
Net Interest Income Growth (YoY)	20.98%	19.11%	12.39%	14.07%	14.54%	7.33%
Trust Income	3.64	3.54	3.32	2.55	2.49	2.12
Gain (Loss) on Sale of Investments	0.26	0.07	0.31	-0.15	0.16	0.27
Other Non-Interest Income	6.88	6.7	5.91	6.29	6.21	4.68
Total Non-Interest Income	14.22	13.67	12.52	11.37	12.11	11.35
Non-Interest Income Growth (YoY)	12.13%	9.16%	10.10%	-6.09%	6.72%	12.08%
Revenues Before Loan Losses	75.53	72.07	61.55	55	50.35	44.73
Provision for Loan Losses	2.49	1.8	1.1	0.71	-	0.78
Revenue	73.04	70.27	60.45	54.29	50.35	43.95
Revenue Growth (YoY)	17.41%	16.24%	11.35%	7.81%	14.56%	12.81%
Salaries and Employee Benefits	28.54	27.92	24.69	21.53	20.39	19.29
Occupancy Expenses	4.55	4.46	4.11	3.9	4.62	4.06
Federal Deposit Insurance	1.57	1.54	1.29	1.13	0.76	0.73
Selling, General & Administrative	7.81	7.77	6.84	6.26	4.68	3.68
Other Non-Interest Expense	6.49	6.48	5.99	5.31	4.62	4.97
Total Non-Interest Expense	48.96	48.18	42.93	38.13	35.07	32.72
EBT Excluding Unusual Items	24.07	22.09	17.52	16.15	15.28	11.23
Pretax Income	24.07	22.09	17.52	16.15	15.28	11.23
Income Tax Expense	4.27	3.96	3	2.65	2.42	1.35
Net Income	19.81	18.12	14.52	13.5	12.86	9.88
Net Income to Common	19.81	18.12	14.52	13.5	12.86	9.88
Net Income Growth	31.66%	24.83%	7.56%	4.97%	30.15%	22.91%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	2.87%	3.32%	8.58%	0.14%	-0.05%	1.97%
EPS (Basic)	6.81	6.25	5.13	5.22	5.02	3.88
EPS (Diluted)	6.70	6.14	5.09	5.13	4.90	3.76
EPS Growth	27.79%	20.63%	-0.78%	4.69%	30.32%	20.51%
Dividend Per Share	1.590	1.580	1.520	1.460	1.340	1.190
Dividend Growth	3.25%	3.95%	4.11%	8.96%	12.61%	10.18%
Effective Tax Rate	17.73%	17.94%	17.12%	16.43%	15.85%	12.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.