Kish Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	99.71	85.63	66.62	42.39	35.47
Interest Income on Investments	5.66	6.24	6.78	4.81	4.14
Total Interest Income	105.37	91.87	73.4	47.19	39.6
Interest Paid on Deposits	33.64	33.38	21.12	5.07	2.86
Interest Paid on Borrowings	13.33	9.46	8.65	3.88	3.35
Total Interest Expense	46.97	42.83	29.77	8.95	6.21
Net Interest Income	58.4	49.03	43.63	38.24	33.39
Net Interest Income Growth (YoY)	19.11%	12.39%	14.07%	14.54%	7.33%
Trust Income	3.54	3.32	2.55	2.49	2.12
Gain (Loss) on Sale of Investments	0.07	0.31	-0.15	0.16	0.27
Other Non-Interest Income	6.7	5.91	6.29	6.21	4.68
Total Non-Interest Income	13.67	12.52	11.37	12.11	11.35
Non-Interest Income Growth (YoY)	9.16%	10.10%	-6.09%	6.72%	12.08%
Revenues Before Loan Losses	72.07	61.55	55	50.35	44.73
Provision for Loan Losses	1.8	1.1	0.71	-	0.78
Revenue	70.27	60.45	54.29	50.35	43.95
Revenue Growth (YoY)	16.24%	11.35%	7.81%	14.56%	12.81%
Salaries and Employee Benefits	27.92	24.69	21.53	20.39	19.29
Occupancy Expenses	4.46	4.11	3.9	4.62	4.06
Federal Deposit Insurance	1.54	1.29	1.13	0.76	0.73
Selling, General & Administrative	7.77	6.84	6.26	4.68	3.68
Other Non-Interest Expense	6.48	5.99	5.31	4.62	4.97
Total Non-Interest Expense	48.18	42.93	38.13	35.07	32.72
EBT Excluding Unusual Items	22.09	17.52	16.15	15.28	11.23
Pretax Income	22.09	17.52	16.15	15.28	11.23
Income Tax Expense	3.96	3	2.65	2.42	1.35
Net Income	18.12	14.52	13.5	12.86	9.88
Net Income to Common	18.12	14.52	13.5	12.86	9.88
Net Income Growth	24.83%	7.56%	4.97%	30.15%	22.91%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	3.32%	8.58%	0.14%	-0.05%	1.97%
EPS (Basic)	6.25	5.13	5.22	5.02	3.88
EPS (Diluted)	6.14	5.09	5.13	4.90	3.76
EPS Growth	20.63%	-0.78%	4.69%	30.32%	20.51%
Dividend Per Share	1.580	1.520	1.460	1.340	1.190
Dividend Growth	3.95%	4.11%	8.96%	12.61%	10.18%
Effective Tax Rate	17.94%	17.12%	16.43%	15.85%	12.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.