Lyons Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	-	73.55	61.96	49.99	45.74
Interest Income on Investments	-	-	11.68	10.05	6.93	5.99
Total Interest Income	-	-	85.23	72	56.92	51.74
Interest Paid on Deposits	-	-	33.94	22.14	4.19	3.3
Interest Paid on Borrowings	-	-	4.29	2.01	1.56	0.9
Total Interest Expense	-	-	38.23	24.14	5.75	4.2
Net Interest Income	62.51	57.05	47	47.86	51.17	47.54
Net Interest Income Growth	22.34%	21.38%	-1.79%	-6.46%	7.64%	20.30%
Gain (Loss) on Sale of Investments	0.01	0.01	-0.07	-0.03	-	-0.59
Other Non-Interest Income	15.98	15.06	11.08	9.87	9.06	9.29
Total Non-Interest Income	19.3	18.07	17.13	14.88	13.36	14.68
Non-Interest Income Growth	10.36%	5.50%	15.14%	11.37%	-9.00%	-12.77%
Revenues Before Loan Losses	81.81	75.12	64.13	62.74	64.53	62.22
Provision for Loan Losses	2.84	2.5	1.88	1.04	3.5	1.34
Revenue	78.97	72.62	62.25	61.7	61.03	60.88
Revenue Growth	18.27%	16.66%	0.89%	1.10%	0.25%	21.55%
Salaries and Employee Benefits	-	-	23.2	21.32	21.9	22.94
Occupancy Expenses	-	-	3.3	3.19	-	-
Federal Deposit Insurance	-	-	1.38	1.23	0.89	1.04
Selling, General & Administrative	-	-	8.32	7.74	10.27	10.87
Other Non-Interest Expense	48.3	45.17	5.96	5.65	6.12	6.7
Total Non-Interest Expense	48.3	45.17	42.15	39.14	39.17	41.54
EBT Excluding Unusual Items	30.67	27.45	20.1	22.56	21.85	19.34
Pretax Income	30.67	27.45	20.1	22.56	21.85	19.34
Income Tax Expense	7.04	6.12	4.63	5.2	4.65	3.81
Earnings From Continuing Operations	23.63	21.33	15.47	17.36	17.21	15.53
Minority Interest in Earnings	-	-	-0.01	-0.01	-0.01	-0.01
Net Income	23.63	21.33	15.46	17.35	17.2	15.52
Preferred Dividends & Other Adjustments	0.24	0.24	0.24	0.25	0.25	0.25
Net Income to Common	23.39	21.09	15.22	17.1	16.95	15.27
Net Income Growth	37.83%	38.53%	-11.01%	0.89%	11.00%	52.47%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	4	4	4	4	4	3
Shares Change	-0.14%	-0.34%	-0.32%	0.04%	5.35%	2.09%
EPS (Basic)	6.88	6.20	4.46	5.00	4.96	4.71
EPS (Diluted)	6.72	6.06	4.38	4.90	4.86	4.62
EPS Growth	37.49%	38.38%	-10.60%	0.83%	5.19%	48.09%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.790	1.690	1.550	1.400	1.380	1.240
Dividend Growth	9.82%	9.03%	10.71%	1.45%	11.29%	0%
Effective Tax Rate	22.95%	22.31%	23.02%	23.05%	21.25%	19.70%