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M&F Bancorp, Inc. (MFBP)
OTCMKTS · Delayed Price · Currency is USD
47.55
-0.25 (-0.52%)
Jul 31, 2026, 1:31 PM EST

M&F Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23.0323.1223.5723.7319.4315.84
Revenue Growth
-3.06%-1.90%-0.68%22.13%22.68%35.55%
Net Income
2.252.343.635.464.332.69
Earnings Per Share
1.151.191.812.722.181.36
EPS Growth
-31.51%-34.25%-33.46%24.77%60.29%165.22%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
33.9816.8339.3349.1493.1744.5
Total Debt
0.90.951.161.321.561.12
Net Cash (Debt)
33.0815.8738.1847.8291.6143.38
Net Cash Growth
-1.72%-58.42%-20.17%-47.80%111.17%-7.33%
Net Cash Per Share
16.888.0519.0923.8746.1621.96

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--2.687.986.34.59
Capital Expenditures
---1.07-0.76-0.71-0.15
Free Cash Flow
--1.67.225.594.43
Free Cash Flow Growth
---77.79%29.20%26.05%-58.24%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
9.79%10.13%15.40%22.99%22.30%17.01%
FCF Margin
--6.81%30.44%28.77%28.00%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2400.240--0.1300.090
Dividend Per Share Growth
9.09%---44.44%-
Dividend Yield
0.50%1.29%--0.64%1.33%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
41.5515.4610.655.639.695.26
P/FCF Ratio
--24.104.257.513.19
PS Ratio
4.021.571.641.302.160.89