M&F Bancorp, Inc. (MFBP)
OTCMKTS · Delayed Price · Currency is USD
48.50
0.00 (0.00%)
At close: Aug 25, 2026
M&F Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4.3 | 4.77 | 5.7 | 4.51 | 2.78 |
Depreciation & Amortization | 0.4 | 0.33 | 0.34 | 0.4 | 0.44 |
Gain (Loss) on Sale of Assets | 0.03 | -0.05 | 0.03 | -0.03 | -0.03 |
Gain (Loss) on Sale of Investments | -1.12 | -1.07 | -0.22 | 0.2 | 0.59 |
Provision for Credit Losses | 1.2 | 0.6 | 1.27 | 0.7 | -0.37 |
Accrued Interest Receivable | -0.48 | -1.19 | -0.34 | 0.48 | 0.84 |
Change in Other Net Operating Assets | -0.13 | -0.53 | 1.39 | 0.28 | 0.6 |
Other Operating Activities | -0.48 | -0.21 | -0.3 | -0.28 | -0.27 |
Operating Cash Flow | 3.5 | 2.68 | 7.98 | 6.3 | 4.59 |
Operating Cash Flow Growth | 30.71% | -66.46% | 26.70% | 37.31% | -58.38% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.75 | -1.07 | -0.76 | -0.71 | -0.15 |
Sale of Property, Plant and Equipment | - | 0 | - | 0.03 | 0.03 |
Investment in Securities | -3.83 | -63.45 | -21.79 | -32.25 | -16.31 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 4.74 | -15.76 | -22.21 | -15.11 | -44.41 |
Other Investing Activities | 0.19 | - | 0.05 | - | 0.09 |
Investing Cash Flow | 0.42 | -80.28 | -44.72 | -48.03 | -60.76 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 0.39 | 0.38 | 0.37 | 5.39 | 0.5 |
Long-Term Debt Repaid | -0.39 | -0.38 | -0.42 | -5.44 | -0.57 |
Net Debt Issued (Repaid) | -0.01 | -0.01 | -0.05 | -0.05 | -0.07 |
Issuance of Common Stock | 0.01 | 0.01 | 0.01 | - | 0.2 |
Repurchase of Common Stock | -0.97 | - | - | - | - |
Preferred Stock Issued | - | - | - | 80 | 17.3 |
Common Dividends Paid | -0.47 | -0.4 | -0.32 | -0.24 | -0.12 |
Preferred Dividends Paid | -1.96 | -1.14 | -0.24 | -0.18 | -0.09 |
Total Dividends Paid | -2.43 | -1.54 | -0.56 | -0.42 | -0.21 |
Net Increase (Decrease) in Deposit Accounts | -22.23 | 69.82 | -6.45 | 10.37 | 36.28 |
Other Financing Activities | 0 | - | 0 | - | - |
Financing Cash Flow | -25.63 | 68.28 | -7.04 | 89.9 | 53.5 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -21.72 | -9.32 | -43.78 | 48.17 | -2.68 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2.75 | 1.6 | 7.22 | 5.59 | 4.43 |
Free Cash Flow Growth | 71.26% | -77.79% | 29.20% | 26.05% | -58.24% |
Free Cash Flow Margin | 11.88% | 6.81% | 30.44% | 28.77% | 28.00% |
Free Cash Flow Per Share | 1.39 | 0.80 | 3.60 | 2.82 | 2.25 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 5.44 | 4.52 | 1.5 | 0.31 | 0.35 |
Cash Income Tax Paid | 1.89 | 0.95 | 1.72 | 0 | -0.24 |